The Ratcheting Safe Withdrawal Rate – A More Dominant Version Of The 4% Rule?

[Koolau]

I assume we’ll have several market corrections, maybe severe, over our many retirement years to bring us all down to earth again, after the incredible run up since 2009. A conservative WR now might look pretty smart during those bad years to come?

Heh, heh, I hope I live long enough to see some downturn (and recoveries.) Of course, I'll whine along with everyone else when they occur so YMMV.