audreyh1
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Thanks much to everyone for the details and recommendations. I’ll make some calls while I plan our trip.
I’m not sure if any policies cover illnesses for either of you with no preexisting conditions excluded. People could book trips knowing there was a high risk of cancellation due to their preexisting condition, cancel, and get reimbursed.
My understanding is that as long as you buy the insurance within a certain narrow window of the initial purchase of the trip they are covered.
No, actually, I’m not looking for cancel for any reason coverage. I’m only looking to cover specific events normally covered. Illness for either of us with no prexisting conditions excluded, illness or death of an immediate family member requiring us to return or stay home, maybe weather disruptions/delays would be nice if normally included.
I’m not sure if any policies cover illnesses for either of you with no preexisting conditions excluded. People could book trips knowing there was a high risk of cancellation due to their preexisting condition, cancel, and get reimbursed.
I had to cancel two trips and leave one to fly home because my elderly Mom took a turn . Every claim was paid with few questions .
Mostly travel guard but I usually just pick the one that looks good on "Insure My Trip " .I have had eight claims with travel insurance and except for the last I never had any problems . The last claim was for the flu last year . I was hospitalized . The travel insurance kept on asking for more info until I went on their facebook page and complained. They paid soon after that .
However, to save you, we pay $200/yr to cover 2 people for up to 70 days per trip, multiple trips. However, it only covers health and evac up to about $100K. To reimburse for canceling a trip due to parent/certain relatives, getting sick/death, it is a lot more, usually about 6%-10% of the trip cost. We don't get this coverage.
^^^ I'm going to check this Costco Visa eliminating coverage on travel, as that is really big news....
I was planning to pay about 5K on a trip with it, but that is a question mark now.