crystal facet
Confused about dryer sheets
- Joined
- Apr 28, 2009
- Messages
- 1
As an early retiree, I know the difficulties in obtaining health insurance even if you are relatively healthy. I was grateful to finally get a policy from AARP United Healthcare - their Medical Advantage Plan - it seemed perfect for me until I realized I was paying over $200 a month and they weren't paying for anything.
That's not entirely true - they paid for my prescpription drugs but when it came to ordinary hospital procedures (e.g. blood tests, mammogram, etc.) despite what the literature said about coverage up to $2000 per procedure - I was lucky to get 40% of what the actual cost was from the hospital. Consequently, I 'm stuck with alot of hospital bills that I thought were going to be covered undeer this plan.
I am very disappointed in their coverage and as a consequence will not even consider United Healthcare for my supplemental provider when I am 65. I understand the supplemental plan will be different because it is regulated but that doesn't change the fact that they charged me alot of money for relatively no coverage under this plan.
I just want to warn other potential early retirees looking for health coverage - United Healthcare's Medical Advantage plan through AARP is not worth the money. My trust in AARP has diminished too. I think they are giving people like me a bum steer when they advertise this as coverage for routine health care at an affordable price. It's way over priced for what you actually get.
That's not entirely true - they paid for my prescpription drugs but when it came to ordinary hospital procedures (e.g. blood tests, mammogram, etc.) despite what the literature said about coverage up to $2000 per procedure - I was lucky to get 40% of what the actual cost was from the hospital. Consequently, I 'm stuck with alot of hospital bills that I thought were going to be covered undeer this plan.
I am very disappointed in their coverage and as a consequence will not even consider United Healthcare for my supplemental provider when I am 65. I understand the supplemental plan will be different because it is regulated but that doesn't change the fact that they charged me alot of money for relatively no coverage under this plan.
I just want to warn other potential early retirees looking for health coverage - United Healthcare's Medical Advantage plan through AARP is not worth the money. My trust in AARP has diminished too. I think they are giving people like me a bum steer when they advertise this as coverage for routine health care at an affordable price. It's way over priced for what you actually get.