I always try to be aware of my own economic hyperopia --- the real danger is that I don't want to wake up one day having realized that I saved well but I have no time left to spend it.
Why does that bug you? The more people who pay more in interest and such, generally the better the deals are for the people who aren't stupid
This type of attitude is how we refurnished our house via Craigslist... I think lightly-used furniture depreciates even faster than a Yugo.By they "don't have $250" it means they want to spend it on something else or they just spent it on something else.
Sounds like he plans to just "rent his future".Former co-w*rker was like that. He had excellent credit, but everything he owned was bought on credit and his finances were computed on being able to make the monthly notes and to heck with how much he paid when everything was totaled up.
Tenants often act like deposits are spent money rather than $$$ they can get back.
His reaction was that was OK because he had enough in the 401(k) to cover the taxes and penalties and still get his toy (but barely), and besides, he'd never be able to save enough to retire anyway (which he was demonstrating was certainly true in his case).
We live in a different world than some of those around us, that's for sure!
Here's another one: "I save money by not using a credit card."
Here's another one: "I save money by not using a credit card."
Along those lines - I like getting a big tax refund because it helps me pay down some debt, buy some things I want and maybe save a little in March every year.
Along those lines - I like getting a big tax refund because it helps me pay down some debt, buy some things I want and maybe save a little in March every year.
I prefer to mail them a check by snail mail, postmarked just before midnight on the 15th of April.
So you are one of those people we see on the late news driving by to drop off their tax return
I prefer to mail them a check by snail mail, postmarked just before midnight on the 15th of April.
I can never understand the people who think that they (or I) should book the deluxe hotel room at a conference because "it's a tax deductible expense anyway". The cost of the basic room is still tax deductible and a corporate expense still impacts on the bottom line.