Monitor your FDIC-insured balances
Because one or more of your Fidelity accounts has a position that is eligible for FDIC insurance coverage, we want to remind you about current FDIC coverage limits so you can accurately monitor your balances.
Generally, deposits at a bank held in nonretirement and qualified retirement accounts such as traditional or Roth IRAs are eligible for up to $250,000 coverage for each account owner, at each bank or depository institution. Certain holdings at Fidelity are eligible for FDIC insurance coverage and have the same limits.
Eligible balances or positions include:
Certificates of deposit (CDs) — Brokered CDs that are issued by an FDIC-insured institution
Core balances in the Fidelity® Cash Management Account
Core balances in eligible Fidelity IRAs or Fidelity Health Savings Accounts
Any 529 Bank Deposit Portfolio investments
Please keep in mind, monitoring your FDIC coverage is your responsibility.