Sunset
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
No thanks needed for making it private. I messed it up. It was my venture into polling, and not too successful as you can see per the feedback . I find it funny.
Re your inheritance, it's a bit tricky, but as you state it's very sizable. You don't need to account it to a dollar or even $100K. I'm sure you remember the amounts of inheritances you received and added to your IRA or taxable account. Can't you estimate the growth of each separately? You can be conservative and use S&P 500 return over the last 11 years and then another timeline for the newer inheritance.
I wished to exclude inheritances and lottery winnings because you didn't earn them per se. It's luck or kind of (not sure what term to use for inheritances).
----------------------------------------------------------------------
In general, I thought people wouldn't take this poll very personal. You all know that Vanguard, Fidelity, Schwab, etc. do data mining and they use real data. Later you read an article saying that people have saved X dollars in 401k and Y dollars in IRA's and then extrapolate for the rest population.
So, my inquiry was how much of your own earned money a person or a couple saved in 401k+IRA+taxable. Of course, some people (successful entrepreneurs) have better chances as they have solo 401k or some 'C' type person got valuable options/stock. So, those will skew results as well as age because older people by definition should have larger balances (if they chose to save maximums). But don't worry I'm not planning to do any data mining as I'm clueless how it's done.......
Wow, you really want folks to work looking up the estimated growth of their inheritance.
This part I find odd because while I worked for my $$$, after I invested it really is luck as to my earnings. Your return (size of portfolio) is a function of the investment. I've read of a couple retired in HI who invested a small amount in Apple in the beginning, while I didn't.
As for Vanguard, Fidelity, Schwab, etc. do data mining , they don't exclude the inheritances invested with them, since they have no idea of the fund sources.