At 30, married only 5 years, 2 kids aged 3 and 1 and more on the way, retirement was not on my radar. In addition, Megacorp was going strong, they had great retirement benefits, so I figured retirement would take care of itself. We were saving but not a a great rate, and were not yet committed to LBYM. My retirement eligibility date was 2009, so I planned to wait until then to think about it.
It took various actions in the 1990s (realizing how much debt we had gotten into, Megacorp upheaval, changes to retirement benefits, beginning serious equity investments, etc.) to get me more focused on retirement, but not until the 2000s did I consider retiring before 65.