$70,000 income inflation adjusted (SS + pension) $70,000 spending zero portfolio: > Here is how your portfolio would have fared in each of the 51 cycles. The lowest and highest portfolio balance at the end of your retirement was $-7,010,292 to $0, with an average at the end of $-5,005,726. (Note: this is looking at all the possible periods; values are in terms of the dollars as of the beginning of the retirement period for each cycle.) For our purposes, failure means the portfolio was depleted before the end of the 40 years. FIRECalc found that 51 cycles failed, for a success rate of 0.0%. >