I've been addicted to reading this ERHP forum all day and decided to become a member. Lot's of wisdom contained herein.
I don't understand how some ER'ers consider themselves retired when their spouses are still employeed, unless of course their spouse WANTS TO WORK. If that were the case, I was retired at age 28 while my wife was in a lucrative computer position and didn't mind my staying home because my lowly income wasn't worth the effort. After 'being retired' for about three years I went to college and also enter the computer field.
It seems if you have a working spouse, you still have health coverage, you still have income, you may not have to tap your savings, you may still be contributing to your 401k, you may be further building your pension, etc.
You can consider yourself retired if you've legitimately reached a SS age, or even a 59 1/2 year age, but don't undermine TRUE ERer's.
disclaimer: there's probably some sorts of exceptions I'm missing, with which I apologize.
John
I don't understand how some ER'ers consider themselves retired when their spouses are still employeed, unless of course their spouse WANTS TO WORK. If that were the case, I was retired at age 28 while my wife was in a lucrative computer position and didn't mind my staying home because my lowly income wasn't worth the effort. After 'being retired' for about three years I went to college and also enter the computer field.
It seems if you have a working spouse, you still have health coverage, you still have income, you may not have to tap your savings, you may still be contributing to your 401k, you may be further building your pension, etc.
You can consider yourself retired if you've legitimately reached a SS age, or even a 59 1/2 year age, but don't undermine TRUE ERer's.
disclaimer: there's probably some sorts of exceptions I'm missing, with which I apologize.
John