Long time lurker, first time poster. I'm 56, DW is (not far behind me). We learned this week that the company that I work for is being shut down by our parent company. Not that supprised, the handwriting has been on the wall for a time, but still a shock. I found this website a while back, and since then the thought of ER has been at the back of my mind--now it's at the front. DW will continue in her job, and we will use her employer group health insurance for the foreseable future. Our assets are as follows: 1.7M total assets dedicated to retirement--IRAs, Roth IRAs, 401ks, Taxable brokerage account. The total assets includes 150,000 in CDs and I Bonds (my mattress money). Our house on 4 acres is mortgage free and is probably worth about 300,000. With DW's salary, a 2% AWR covers all expenses with a margin for taxes. I've calculated our expenses including all the normal stuff plus allowances for home and car repairs. I also included the cost of the health insurance at my soon to be former employer ( my contributions + employer contributions ), so that we have a margin in place for future purchase of an individual health insurance policy, should it become necessary. I've run the numbers to exhaustion, FIREcalc says 100% success rate. I think I can be FIREd. The only things that give me pause are the things that I cannot control-- stock market gyrations, United States Congress spending more than they take in, European financial foolishness, etc etc. I just need a little push......On the subject of dryer sheets- I don't use them, don't like the smell on my clothes. They probably cause cancer too ( everything else does).