Planning on ER next February (2013) before I got this news, now decided to ER in two weeks. This company has been going thru merger (merging entities that belong to a division) and I see my department moving to Houston one after the other. One of my department was moved last year February and the new entity is still in a mess to this point. The other department is also being moved shortly. I guess it is the way they carry out their action plan making me sick. I just cannot allow myself to withness another departmental move. Maybe this is the American way.
Here is my up-to-dated numbers:
Liquid non-tax deferral account $775,000
Retirement - tax deferral account $620,000
Other investment - Stock, etc $165,000
Total around $1.56 MM
House paid for. Looking for withdrawal rate around 3%. Firecal say I will have no problem. By the way, I am 50 and DW is 48.
My planned AA is 60% stock and 40% bonds.
What do you think?
Here is my up-to-dated numbers:
Liquid non-tax deferral account $775,000
Retirement - tax deferral account $620,000
Other investment - Stock, etc $165,000
Total around $1.56 MM
House paid for. Looking for withdrawal rate around 3%. Firecal say I will have no problem. By the way, I am 50 and DW is 48.
My planned AA is 60% stock and 40% bonds.
What do you think?