Hi folks, I'm Andy, a financial advisor. I've spent considerable time reading posts herein and finally decided to join in. So here's my introduction: I'm passionate about getting people ahead in life, but I don't invite unnecessary risk. What I believe to be true is that most people when evaluating their finances, confuse CONSERVATIVE with CONVENTIONAL.
I offer the story of the lemming. A small rodent-like creature with a peculiar migration habit. Evidently at some point every year these little guys start running in enormous numbers...the stampede eventually concludes as they leap over a cliff into the ocean. A few of them swim back to shore, most die. CONSERVATIVE? or CONVENTIONAL? See the difference? Heck yes, it's conventional...they do it every year, but I wouldn't exactly call leaping off a cliff to your death a conservative act!
All too often as we evaluate financial situations, we make our decisions based on what we believe is CONSERVATIVE thought when in fact what we're doing is evaluating opportunity based on what we've always done. What we've always done has gotten us into more consumer debt than ever in our history, more frequent bankruptcies, less home equity, underfunded retirement accounts, etc etc.
I encourage all to break out of the chains of "what we've always done" and accept that different doesn't always mean RISKY!
If you need an opinion, I'll probably have one! Thanks for letting me chime in!
I offer the story of the lemming. A small rodent-like creature with a peculiar migration habit. Evidently at some point every year these little guys start running in enormous numbers...the stampede eventually concludes as they leap over a cliff into the ocean. A few of them swim back to shore, most die. CONSERVATIVE? or CONVENTIONAL? See the difference? Heck yes, it's conventional...they do it every year, but I wouldn't exactly call leaping off a cliff to your death a conservative act!
All too often as we evaluate financial situations, we make our decisions based on what we believe is CONSERVATIVE thought when in fact what we're doing is evaluating opportunity based on what we've always done. What we've always done has gotten us into more consumer debt than ever in our history, more frequent bankruptcies, less home equity, underfunded retirement accounts, etc etc.
I encourage all to break out of the chains of "what we've always done" and accept that different doesn't always mean RISKY!
If you need an opinion, I'll probably have one! Thanks for letting me chime in!
Maybe they started that disclaimer ' No <fill in the blank> were harmed in the filming of this scene' AFTER 'White Wilderness' was released? 
