My extended family has highly trained music professionals in their 40s. Their retirement situation is NIL. It is, frankly not enough to "support yourself" Starting retirement savings in your 40s requires a huge financial contribution. (yes I see you have 43 K in retirement savings) I noted you were converting to a Roth. I wondered why? why pay taxes now on a nest egg that you may tap when your income much lower?
Don't get me wrong, everyone lives their own life. I have simply seen too many military spouses get blindsided by the difficulty of reentering the job market.