I am new to this forum - in fact I'm never written to any forum asking for advise. I am close to retirement and could actually pull the plug today if it became necessary. I am totally invested with the exception of approximately one year's worth of cash which is in a mm fund. I'm roughly 44% Bonds - 56% Equities. Everything in index/passive funds. I'm looking for 35 years. With all of the "talk" about inflation on the rise, why shouldn't I simply put everything into six to eight high quality individual stocks that have paid dividends (4%+) for the past several years. Even if the price of the stock/s should go down from time to time - why should I care as long as the dividends continue to pay?