Best Places to Retire in Each State

How many months qualify as winter in Alaska?:cool:

The same as the rest of the northern hemisphere...

Dec 21 to Mar 21 :)

But we usually don't return until late April... breakup is pretty messy.
 
:D The spot DW lived in trumped all other criteria. I can rationalize all the others. :LOL: :LOL: :dance:

The two places they picked in Kansas are ok - relatives and friends live in each. Nice places to visit.

Heh heh heh - :cool: Employment dictated location during working years. ER was serendipitous - poverty and Katrina. ;)
 
I'm a hour from the best place to retire in CA.

But I've been there and I like here better - :)
 
I'm a hour from the best place to retire in CA.

But I've been there and I like here better - :)
We are just 5 miles from the suburb they think is the best place to retire in Louisiana. It's the next suburb over. Our suburb is a little more expensive but quite a bit more upscale (we think), and more convenient, urban, and closer in.

We are very happy here and plan to stay.
:D The spot DW lived in trumped all other criteria. I can rationalize all the others. :LOL: :LOL: :dance:
Yeah! When Frank said he changed his mind and planned to stay here instead of moving to Missouri, it suddenly made this suburb of New Orleans seem infinitely more appealing. :LOL:
 
Is there a city in MN that isn't like that? You can go a little further south, but not that much. It makes some sense that they would give cons that other candidates in the state might not have.

OK, I see your point. Compared to other cities in Minnesota, yes, Minneapolis is not going to have the very best air quality. But poor air quality?! Hardly.

Minneapolis has lots of bike lanes, in fact, I really think they've overdone it, especially on the busier streets. It's super annoying for the months October through April when virtually no one uses these lanes but there they are taking up about 25% of the road and causing unnecessary traffic build up.

As for taxes just about anywhere in Minnesota is higher than most other states. There are very few city specific taxes. I think Minneapolis has a hotel/motel tax and maybe a tax on rental cars. I know Hennepin county has a stadium tax of 0.015% (not a typo, it is that small.)
 
Of the locations in New England (the area I'm most familiar with), the picks all looked reasonable, if not necessarily my first choices. Burlington, VT; Portland, ME; and Portsmouth, NH are all pretty neat small cities with easy access to great rural areas for outdoorsy stuff. Providence, RI (the runner up in RI) is larger and unbelievably improved over my college days there (thanks, Buddy.) Westerly is a lovely beach town. The MA towns are in the Western part of the state, away from the congestion and expense of Greater Boston. Although I lived in Central CT through high school, I really don't know much about it any more so can't comment.

If I were to move from my current location on the MA South Shore, any of the locations I mentioned above would be fine. Elsewhere in MA would be the best for me state tax-wise while I'm alive. They'd get me on the estate tax, though.
 
I've lived in Kaneohe and Honolulu. I would pretty much reverse the 1st choice/runner up, but that's just me. Both have a somewhat cosmopolitan feel which can not be said for most of the smaller towns (on Oahu - or the other islands as far as I have seen.) I know lots of folks love Maui and Big Island. I see the allure of these Islands, but Oahu has everything while the other islands tend to lack certain amenities, services and experiences. True, Honolulu has traffic. I see that as Oahu's biggest drawback. If you're retired, you can usually pick when you will travel and avoid a good deal of the traffic. Based on that, I find the Hawaii choices in the article pretty much spot on - but YMMV.
I've lived in both Kaneohe and Honolulu too for many years. Both are great places to live but I would rather live in town right now vs Kaneohe also. That might change in 20 years when I get older.
 
Well, we just retired in NH and we did not choose Durham, Portsmouth or Manchester.

All those cities are in the southern tier of the state meaning more populated and expensive.

We chose the central part of the state in a vacation area. Other than it is noisy and crowded with out of staters (mainly from Massachusetts) in the peak season, it works well for us. We were able to find a very affordable new construction home in a community that is like a 55+ - a rarity not only in this area and this state but all of New England. Plus our only child lives 40 minutes from here in a college town. We have lakes and mountains and all the conveniences here like stores and restaurants and basic medical, yet it is just outside the small city of Laconia and has the city services. There are movie theaters and local theatre and arts, fairs and other events, etc.

Now if this COVID thing would go away so we can enjoy them again.

Under 2 hours to Boston. More specialized medical
an hour away in Concord (some Dartmouth affiliated and Dartmouth itself is 90 minutes from here).

A favorite state of mine for vacations , Vermont, is nearby as is Maine. Regional airport is in Manchester if we ever fly again but can go to Boston for that also. And we can drive back to NY and Connecticut someday to visit our old friends.

Crime is low. And we love the 4 seasons.
 
Well, we just retired in NH and we did not choose Durham, Portsmouth or Manchester.

All those cities are in the southern tier of the state meaning more populated and expensive.

We chose the central part of the state in a vacation area. Other than it is noisy and crowded with out of staters (mainly from Massachusetts) in the peak season, it works well for us. We were able to find a very affordable new construction home in a community that is like a 55+ - a rarity not only in this area and this state but all of New England. Plus our only child lives 40 minutes from here in a college town. We have lakes and mountains and all the conveniences here like stores and restaurants and basic medical, yet it is just outside the small city of Laconia and has the city services. There are movie theaters and local theatre and arts, fairs and other events, etc.

Now if this COVID thing would go away so we can enjoy them again.

Under 2 hours to Boston. More specialized medical
an hour away in Concord (some Dartmouth affiliated and Dartmouth itself is 90 minutes from here).

A favorite state of mine for vacations , Vermont, is nearby as is Maine. Regional airport is in Manchester if we ever fly again but can go to Boston for that also. And we can drive back to NY and Connecticut someday to visit our old friends.

Crime is low. And we love the 4 seasons.


The southwestern part of the state where we live is entirely different from the other areas you mentioned and I agree with.
We love it here and still love the 4 seasons as well.
Beautiful this past weekend
 
I'm a middle of the road guy.
I like living in the middle of the U.S. in a mid size city that's about 50 miles from a big city. Such a city has sufficient culture, healthcare and decent restaurants.
And I like the nearest big city to be 2 to 3 hours from other large cities.
I would prefer to live on a lake or major river.
It's especially nice to be relatively close to the mountains.

And I've found that kind of place that's got a low COL and especially low property taxes.
 
Alton, Il

I'm familiar with Illinois and Arizona, and the cities picked by Forbes. My criteria for what makes a city good for retirement is quite different than Forbes' criteria. Forbes' No 1 pick for Illinois, Alton, is "CONS: Poor air quality, serious crime rate above national average." That's putting cons mildly. Not a nice place to retire.
I don't know where they got their air quality report, the industries that may have been a problem closed years ago. When I lived in Alton, I often left my door unlocked. Ok, i did have my wheels "lifted" while parked on the street one night, but **** happens. It's actually a nice place to base your self if you want to travel East, West, North or South.
 
No list is going to work for everyone. For example, Midpack said every city on the list is too small. I couldn't disagree more. A major issue for me for where to retire would be lack of population density. No big metro areas for me thank you very much. I prefer a town of under 50,000 people.

We're looking to retire in a town of no more than 20,000 people. It would be a tenfold increase from where we live now. :)
 
I am sure folks from other states will find it intriguing too, and may like to comment on the choices for their states.

https://www.forbes.com/best-places-to-retire-in-each-state/list/#tab:overall

Apparently, NYC is getting less expensive COL due to COVID. It has an amazing restaurant Tao (for special occasions; $$$)! Their Subway system is very large. You can walk almost everywhere. If you like sports, they have, what feels like, 300 teams. Safest city in NYC.
 
Where to retire

I am now retired and have been for a long time. I realize that
Where to retire
is difficult to know in advance because so many things change.
However, here is the benefit of my opinion.
I used to think Florida, Panama, Caribbean,Costa Rica etc. all possibilities until I
checked them out thoroughly.
If you move to a tropical location be prepared to deal with the mosquitoes,
bugs, and third world amenities - not many. Also, healthcare is not as good
as other places.
Often one considers moving for financial reasons because it is claimed
one can live like a King on $2000. month. Not true for an American.
You must pay a big premium unless you plan to considerably lower your
lifestyle and type of foods you eat. In other words you still get what you pay
for.
These days I opt for where I get the most services - many of them free -
and Southern California still tops the list. For wealthy people, you cant
do better than Coronado. Everyone else should visit San Diego to explore
and see all the many services available for free, and all the beaches are
free. We have mountains, lakes, ocean - what more can you want?
Unfortunately it is not recommended you cross the border into Mexico
which has been more or less taken over by cartels and unsafe.
We have a moderate climate in the 70's (this year has been an exception)
few bugs and if you live up high and avoid downtown areas, mosquitoes
are minimal. People are very friendly and helpful in most neighborhoods.
Hope this helps. Yes, it can be expensive but places like Colorado Springs have increased enormously. Better to live in a small house here than
a large one in Florida!
Hope you find this helpful.
 
I am now retired and have been for a long time. I realize that
Where to retire
is difficult to know in advance because so many things change.
However, here is the benefit of my opinion.
I used to think Florida, Panama, Caribbean,Costa Rica etc. all possibilities until I
checked them out thoroughly.
If you move to a tropical location be prepared to deal with the mosquitoes,
bugs, and third world amenities - not many. Also, healthcare is not as good
as other places.
Often one considers moving for financial reasons because it is claimed
one can live like a King on $2000. month. Not true for an American.
You must pay a big premium unless you plan to considerably lower your
lifestyle and type of foods you eat. In other words you still get what you pay
for.
These days I opt for where I get the most services - many of them free -
and Southern California still tops the list. For wealthy people, you cant
do better than Coronado. Everyone else should visit San Diego to explore
and see all the many services available for free, and all the beaches are
free. We have mountains, lakes, ocean - what more can you want?
Unfortunately it is not recommended you cross the border into Mexico
which has been more or less taken over by cartels and unsafe.
We have a moderate climate in the 70's (this year has been an exception)
few bugs and if you live up high and avoid downtown areas, mosquitoes
are minimal. People are very friendly and helpful in most neighborhoods.
Hope this helps. Yes, it can be expensive but places like Colorado Springs have increased enormously. Better to live in a small house here than
a large one in Florida!
Hope you find this helpful.

Hey! We have enough people! San Diego is a bad, bad place. Do not move here.
 
Hey! We have enough people! San Diego is a bad, bad place. Do not move here.

I think San Diego would be a great place, if only the weather didn't suck so much.
 
I think San Diego would be a great place, if only the weather didn't suck so much.

Yes, the weather is dreadful. It spoils you and makes you unable to live anywhere else. Oh, no, it's dropped below 70, time to get the sweaters out!
 
I think San Diego would be a great place, if only the weather didn't suck so much.

Celebrities are making it "trendy/cool" to leave California (might be more LA than San Diego). One celebrity said they will save between $200-$400k per year in taxes moving from California to Nevada (Las Vegas). He said if he put that savings, est. $300k/year, in investment and earned 6%/year he would make around $800-900k in +/-15 years.

Those numbers are all based off memory. They are not 100%, if someone else wants to do the exact math.

All that typing is to say that moving to a state with 0% income tax is helpful.
Wait wait wait, income tax might not be important if retired!
 
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I am now retired and have been for a long time. I realize that
Where to retire
is difficult to know in advance because so many things change.
However, here is the benefit of my opinion.
I used to think Florida, Panama, Caribbean,Costa Rica etc. all possibilities until I
checked them out thoroughly.
If you move to a tropical location be prepared to deal with the mosquitoes,
bugs, and third world amenities - not many. Also, healthcare is not as good
as other places.
Often one considers moving for financial reasons because it is claimed
one can live like a King on $2000. month. Not true for an American.
You must pay a big premium unless you plan to considerably lower your
lifestyle and type of foods you eat. In other words you still get what you pay
for.
These days I opt for where I get the most services - many of them free -
and Southern California still tops the list. For wealthy people, you cant
do better than Coronado. Everyone else should visit San Diego to explore
and see all the many services available for free, and all the beaches are
free. We have mountains, lakes, ocean - what more can you want?
Unfortunately it is not recommended you cross the border into Mexico
which has been more or less taken over by cartels and unsafe.
We have a moderate climate in the 70's (this year has been an exception)
few bugs and if you live up high and avoid downtown areas, mosquitoes
are minimal. People are very friendly and helpful in most neighborhoods.
Hope this helps. Yes, it can be expensive but places like Colorado Springs have increased enormously. Better to live in a small house here than
a large one in Florida!
Hope you find this helpful.

I enjoyed my visits to San Diego. That's probably where I would want to live in Cali. However, there are just too many issues in Cali. right now to make it viable TO ME. Not true for everyone so YMMV.
 
Celebrities are making it "trendy/cool" to leave California (might be more LA than San Diego)...

The idea that Californians are leaving in droves has so far been mostly anecdotal and not supported by real data. The IRS publishes migration data for taxpayers at the state and county level here: https://www.irs.gov/statistics/soi-tax-stats-migration-data This seems to be the best data we have, since it covers most of the population and accounts for dependents.

They've only got data from tax returns processed through the 2018 tax year, but for that year California ranks 47th out of 51 (including DC) for outflow rates, with only the people of Minnesota, Wisconsin, Ohio and Michigan more likely to stay put. In raw numbers, more Californians do leave than Floridians (2nd most left state) or Texans (3rd most left state), but when you normalize for population, it turns out that the places people are most likely to leave are D.C, Alaska, Hawaii, Wyoming and North Dakota.

I think it's going to be very interesting to see the data in a couple of years, once the 2020 returns are processed, to find out how Covid and work-from-home trends really affected migration patterns.
 
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