Philliefan33
Thinks s/he gets paid by the post
- Joined
- Oct 20, 2014
- Messages
- 1,677
DH and I own a townhome that we have rented out for ~27 years.
We own unit #8. Tuesday morning, there was a major fire next door at #9. No one was injured, but #9 is totally burned and has been deemed uninhabitable. The utilities have been turned off and the building is marked "Do not enter".
There was no burn damage to our unit, but the FD did enter our unit (with the permission and cooperation of the tenants) to go into the attic to check for fire. After the fire next door was extinguished, the FD set up fans to clear smoke from our unit.
Our renters have renter's insurance and are dealing with their own company for their needs/claims. DH talked to the owner of #9 and she says that she does not have HO insurance (!) and apparently no money to rebuild. She has a history in the neighborhood and I suspect some mental illness.
We have decided to sell our unit. The reasons why could fill another thread, so let's not debate that here. We are simplifying our finances and it's time for the rental to go.
My question is, do we have any recourse available against the owner of #9 (or the HOA) if #9 is not cleaned up / rebuilt in a timely manner? We have minimal (if any) smoke damage to our unit and insurance to pay for any necessary repairs. But being located next to a burned-out unit will not be a selling point in our favor. What actions should we take, questions asked, notices made, etc?
We own unit #8. Tuesday morning, there was a major fire next door at #9. No one was injured, but #9 is totally burned and has been deemed uninhabitable. The utilities have been turned off and the building is marked "Do not enter".
There was no burn damage to our unit, but the FD did enter our unit (with the permission and cooperation of the tenants) to go into the attic to check for fire. After the fire next door was extinguished, the FD set up fans to clear smoke from our unit.
Our renters have renter's insurance and are dealing with their own company for their needs/claims. DH talked to the owner of #9 and she says that she does not have HO insurance (!) and apparently no money to rebuild. She has a history in the neighborhood and I suspect some mental illness.
We have decided to sell our unit. The reasons why could fill another thread, so let's not debate that here. We are simplifying our finances and it's time for the rental to go.
My question is, do we have any recourse available against the owner of #9 (or the HOA) if #9 is not cleaned up / rebuilt in a timely manner? We have minimal (if any) smoke damage to our unit and insurance to pay for any necessary repairs. But being located next to a burned-out unit will not be a selling point in our favor. What actions should we take, questions asked, notices made, etc?