gabrewer
Dryer sheet aficionado
Hello all. This is not an early retirement issue, but I would guess that's why we have an "other topics" forum anyway. So here goes.
My neighbors across the street have friends and relatives who insist on always parking on the street directly across from my drive way. Well, it finally happened. I was backing out the other night and dented one of their vehicles in the door. I rang their doorbell and knocked on the door but no one would answer. As I was in a hurry, I left a note on the windshield and left. Did not call police, no accident report, etc. Fast forward, I've now connected with the owner, and I would simply like to give him a couple of hundred dollars or so and put the matter behind. However he seems to be determined that our insurance companies be involved and that I should initiate this. I don't see this as good for me. Not only might my rates go up, but I anticipate I might really catch trouble for leaving the scene the night it happened. Just to complicate the matter more, the owner of the vehicle is an immigrant who I feel does not seem to understand how auto insurance in the US works. He just seems to think you pay your premiums and make claims to get money when you need to – with no further consequences.
Any advice on this? Perspectives of agents and those who have experienced similar situations welcome. Please understand, I’m trying to make right in this situation; I just would prefer the simplest approach. Thanks.
My neighbors across the street have friends and relatives who insist on always parking on the street directly across from my drive way. Well, it finally happened. I was backing out the other night and dented one of their vehicles in the door. I rang their doorbell and knocked on the door but no one would answer. As I was in a hurry, I left a note on the windshield and left. Did not call police, no accident report, etc. Fast forward, I've now connected with the owner, and I would simply like to give him a couple of hundred dollars or so and put the matter behind. However he seems to be determined that our insurance companies be involved and that I should initiate this. I don't see this as good for me. Not only might my rates go up, but I anticipate I might really catch trouble for leaving the scene the night it happened. Just to complicate the matter more, the owner of the vehicle is an immigrant who I feel does not seem to understand how auto insurance in the US works. He just seems to think you pay your premiums and make claims to get money when you need to – with no further consequences.
Any advice on this? Perspectives of agents and those who have experienced similar situations welcome. Please understand, I’m trying to make right in this situation; I just would prefer the simplest approach. Thanks.