Obviously I don't have my FINAL spending totals for 2013 since the year is not over. I might need gas for my car this week, and plan to add about $30 to the restaurant total, for example. But anyway, here are my preliminary spending totals for 2013. Income taxes are not included but everything else is.
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Groceries | $2,488.66 | Includes toiletries, detergent, etc. |
Restaurants | $2630.79 | lunch every day plus some dinners |
Gasoline | $965.24 | I live in an inner suburb, and everything is close by. |
Car | $1443.91 | insurance, maintenance, registration, safety inspection, driver's license renewal |
House | $4904.48 | insurance (homeowners' and flood), property tax, lawn care (no other maintenance/upgrades) |
Utilities | $4947.11 | Cable TV,internet, nat. gas, electricity, water, trash, sewage, cell, landline |
Fitness | $1140.43 | gym fees, weight watchers |
Clothes | $527.37 | casual "retiree wear" and shoes |
Miscellaneous | $4009.33 | Gifts, books, new 55" TV & stand, router, laptop, financial software, furniture, etc. |
Video Games, apps | $904.19 | also includes yet another two video game consoles |
Medical | $4968.25 | dentist, implant & crown, optometrist, prescription sunglasses & eyeglasses, prescriptions |
Health insurance | $2,967.26 | federal retiree health insurance + 7 months of Medicare Part B |
Total | $31897.02 | plus income tax |
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This is about $5,041 more than
last year's spending. Medical + health insurance accounts for $4014 of that increase, but I also spent $1151 more on miscellaneous (on the "fun stuff" part of miscellaneous). It looks like I can afford to spend more than this, so I am loosening the pursestrings and next year, look out!
Time to stop being such a tightwad as I was earlier in retirement.