2017 YTD investment performance thread

[slowsaver]

+13.55% @ 50% US Stock (7% REIT), 20% Foreign Stock, 30% Bonds.

 

[robnplunder]

Only up half a point from October and finishing November YTD with 12.65% on the upside.

Up nearly another point since November, ending the year with 13.34%. It was a successful year with my emerging & energy market funds returning the most. My short-term trades yielded only 8.3%, under performing the market for the 1st time in 3 years.

I am a happy camper for now but am a bit afraid that 2018 may be a year of correction.

 

[LOL!]

Don't forget to include your end-of-month bond fund dividends in your YTD performance.

 

[Alan]

10.28% on a 50/50 AA (no cash)

 

[LOL!]

YTD (December 31, 2017) returns for a collection of 'close-to' 60/40 funds (from Morningstar.com):

15.04% VSMGX Vg LifeStrategy Moderate Growth (60/40)
14.08% VTWNX Vg Target Retirement 2020 (56/44)
13.89% VBIAX Vg Balanced Index (60/40), no foreign
14.04% DGSIX DFA Global 60/40 I, small-cap & value tilted
14.82% VWENX Vg Wellington (65/35)
15.94% VTTVX Vg Target Retirement 2025 (64/36)
18.33% VGSTX Vg STAR (63/37)

In 2017 VTSAX (Total US Stock Index) was up 21.17% while VTIAX (Total Int'l) was up 27.55%.

My small-cap and value tilted portfolio of about 60/40 outperformed VSMGX this year even though it held lots of a small-cap value fund VBR (up 11.80%). Basically, it was 'saved' by also holding lots of small-cap foreign VSS (up 26.68%).

 

[pb4uski]

Tentative results for December since I have not yet reconciled everything but it should be within 10 bps.

Date	YTD return
12/29/17	14.55%
11/30/17	13.77%
10/31/17	12.27%
09/30/17	10.95%
08/31/17	9.56%
07/31/17	9.17%
06/30/17	7.47%
05/31/17	6.89%
04/30/17	5.60%
03/31/17	4.54%
02/28/17	3.82%
01/31/17	1.78%

AA is 60/35/5. I stayed pretty close to that throughout the year because I rebalanced frequently in fear that stock gains might slip away. My benchmark is the Life Strategy Moderate Growth and I lagged the benchmark by 49 bps (3.2%)... probably due to my 5% cash allocation that only earns 1.15%.

Stars were international equities, closely followed by domestic equities... over 22% in aggregate. Bonds were ok at ~3.15% in aggregate.

All things considered... an excellent year!

 

[Danmar]

14.3% IRR On 100% Canadian equity portfolio. About 5% better than my benchmark (TSX).

 

[Corporateburnout]

14.14% with approx. 52% equities. very pleased....

 

[street]

Just did my year end numbers and I'm more then happy. I may do it different then most but I want bottom line numbers for my tracking.

13.48% return from all funds this includes 16% cash. The 13.48% is with all expenses covered for the year also. My WR was the same as last year at .5% of my portfolio. My cash pulls down my bottom line numbers but that is fine with me because I live from that money and gives me a security if the markets go south for years.

WOW what a great year.

 

[bobandsherry]

Updated for year-end, net of spend I'm up 16.0%. Calculated by taking (CY Ending Balanace+Spend / LY Ending Balance). Last year was 14.2%. I'm happy with that.

Even with spend included I'm up 11% over my prior y/e balance, well above what I was projecting for my 2nd year FIRE. Spent way more on gifts and travel this year than planned.

 

[PatrickA5]

Up 14.27% 60/40 most of the year.

 

[retire2020]

13.5% YTD on 60/40 portfolio

 

[HFWR]

14-ish%

 

[gcgang]

https://seekingalpha.com/article/4133715-2017-total-return-performance-asset-class-using-key-etfs

Above, while not year end, has a table with pretty good summaries of returns for various asset classes for 2017, last 5 years, and since market bottom in March, 2009.

If you ain't happy with your returns at this point, what would make you happy?

 

[vince]

Retired 68 YO...45/40/15.... 10.9% A good year indeed.

 

[KCGeezer]

60/32/8 AA with 13.5% return in year 3 of this new phase of life. Early SS in 2 yrs if markets take a sudden dive. You know, this could work better than I had hoped!

 

[NanoSour]

Looks like 14.5% on 60/40 allocation. Simple 3 fund with VTSAX/VTIAX/VBTLX 40/20/40. Sticking with it for 2018 come what may.

 

[wingfooted]

2017 Investment REturns

Time weighted return of 18.02% inclusive of dividends, margin interest and brokerage fees.




SPX benchmark index was 21.8%, so returns lagged the passive index.

Overweight in energy names, which hurt performance and caused anxiety mid year as prices sagged during a bout of shale oil pessimism . The big tech names were the winners this year, of which I did hold AAPL as well as AMZN (partial year). But not enough to offset the poor performance in energy.

Of course no one can be dissatisfied with a 18% annual return.


And 2018 is another year starting on Tuesday, best luck to all.

 

[Tallman4123]

12.85% for the year.
AA was intended to be 55/40/5 based on my plan.
My fearful heart kept me at 52/40/8.
Cost me approximately half a percent.
Hey, I ain't complainin'...

 

[NW-Bound]

I close out the year with 21.1% return.

AA is 70-73% stock, with the rest in cash with low yield like I-bonds.

 

[Gumby]

15.8% with an allocation of approximately 70/30.

 

[NW-Bound]

I close out the year with 21.1% return.

AA is 70-73% stock, with the rest in cash with low yield like I-bonds.

Ah, I made an error. I forgot to allow for some money that was returned to me recently. It was big enough to bump the return erroneously up.

With that taken out, my return is 20.21%.

 

[NW-Bound]

Time weighted return of 18.02% inclusive of dividends, margin interest and brokerage fees.

View attachment 27482


SPX benchmark index was 21.8%, so returns lagged the passive index.

Overweight in energy names, which hurt performance and caused anxiety mid year as prices sagged during a bout of shale oil pessimism . The big tech names were the winners this year, of which I did hold AAPL as well as AMZN (partial year). But not enough to offset the poor performance in energy.

Of course no one can be dissatisfied with a 18% annual return.

And 2018 is another year starting on Tuesday, best luck to all.

Yes, I recently thought of you when I looked at the energy stocks I held, and saw them coming back.

Glad it ended well for you. Same here, if it weren't for the energy shares I would do much better.

 

[Ed B]

Year end is 16.34% with approximate 70/30 AA.

 

[MSUIndy]

Finished the year at 20.75%. Wish I would have found this community sooner, my asset allocations were all out of whack for 75% of the year on top of using a managed 401k.