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12-01-2019, 02:19 PM
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#581
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Thinks s/he gets paid by the post
Join Date: Jun 2013
Posts: 1,864
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Ytd 14.74%.
Aa: 52/46/2
Will rebalance in January.
__________________
"Luck favors the prepared mind"
Pasteur
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12-02-2019, 04:09 PM
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#582
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Thinks s/he gets paid by the post
Join Date: Dec 2014
Location: St. Charles
Posts: 2,408
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YTD: 15.32% All in. Adjusted for spending.
AA: 55/45
__________________
If your not living on the edge, you're taking up too much space.
Never slow down, never grow old!
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12-07-2019, 03:02 PM
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#583
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Mar 2016
Location: Central CA
Posts: 5,939
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As of 11-29-19, Equities up 28 %
__________________
Retired at 59 in 2014. Should have done it sooner but I worried too much.
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12-07-2019, 03:42 PM
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#584
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 28,032
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Just delighted to be up over 20%, and we have already started rebalancing.
__________________
Retired since summer 1999.
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12-07-2019, 04:58 PM
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#585
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gone traveling
Join Date: Jan 2019
Location: NW Ohio
Posts: 1,156
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Large Cap growth up 25.3% YTD.
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12-07-2019, 05:04 PM
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#586
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2008
Posts: 28,133
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Quote:
Originally Posted by audreyh1
Just delighted to be up over 20%, and we have already started rebalancing.
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Eh, I thought you normally do this in January. You also said your husband already cashed out a bunch of Apple stock.
Are you doing DMT now?
__________________
"Those Who Can Make You Believe Absurdities Can Make You Commit Atrocities" - Voltaire (1694-1778)
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12-07-2019, 05:12 PM
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#587
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Dryer sheet wannabe
Join Date: Jan 2014
Posts: 23
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Ytd 14.76%.
Aa: 60/40 Equities/Bonds
Age: 55 (retired this year)
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12-07-2019, 05:41 PM
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#588
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 28,032
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Quote:
Originally Posted by NW-Bound
Eh, I thought you normally do this in January. You also said your husband already cashed out a bunch of Apple stock.
Are you doing DMT now? 
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My husband does his own thing in his IRA.
I do normally rebalance in Jan, but due to tax considerations, I’m pulling some of the rebalancing into this year. I’ve already passed the IRMAA threshold I thought I might stay under, so I have room to recognize more 2019 income without it getting worse. I have a lot of rebalancing to do. Some of the funds I want to trim before their ex-div date.
__________________
Retired since summer 1999.
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12-31-2019, 07:19 PM
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#589
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Full time employment: Posting here.
Join Date: Oct 2010
Posts: 844
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18.79% YTD on 50/50.
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12-31-2019, 08:28 PM
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#590
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Thinks s/he gets paid by the post
Join Date: Aug 2013
Location: North
Posts: 2,839
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1/31 +10% YTD Over half recovered from my terrible Nov/Dec '18
2/28 +14.57% and almost back to my 52 week high.just another ~4.5% to break the 52 week high
3/31 +16.75% and I was beating all three major indexes...
4/30 +21% 52week high, net worth at record highs, liabilities at all time lows...blessed.
5/31 +13.27% nice little 7% tariff haircut. Oh, I know it was priced in eh?
6/28 +21.46% regaining my 52 week high from back in April I'll take an 8% month .
7/31 +25% as you can see, growth has slowed first 3 months provided 65% of my YTD
8/31 +22.5% backpedaled a bit. Up double digits year over year. Happy Labor day y'all blowin the dough at a 5 star with the family
9/30 +23% took a bath in Slack WORK
10/31 +27.75% portfolio at all time highs (I own AAPL), debt at all time lows. Bull runs on
11/29 +34.25% anytime I can get 6.5% in 28 days I am happy 😆 looks like someone is finally beating me nice work
12/31 +37.75% for 2019..100% stock and divvies. Happy New Year y'all! 2nd best year during this 10 year cycle with only 2015s 40% beating this year.
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12-31-2019, 08:33 PM
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#591
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2008
Posts: 28,133
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All my numbers are in, so I can close out this year of 2019 now.
My return is 27.62%, with withdrawals compensated for using moneychimp method.
The stock AA is 57% currently. At the beginning of the year, I was at 76% stock.
I could have had a higher return of a couple % more, but had many covered call options exercised in Nov, and I sold mucho beloved shares below their market prices. Oh well, I said I wanted to reduce stock AA, and that worked. I just regretted not setting the prices a bit higher. Left quite a bit of money on the table.
__________________
"Those Who Can Make You Believe Absurdities Can Make You Commit Atrocities" - Voltaire (1694-1778)
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12-31-2019, 09:43 PM
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#592
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Recycles dryer sheets
Join Date: Feb 2017
Location: Weatherford Texas
Posts: 452
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12/31: 22.78%
60/35/5
__________________
Retired June 1, 2018
RE AA 65/35
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12-31-2019, 10:53 PM
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#593
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Thinks s/he gets paid by the post
Join Date: Nov 2013
Location: Bay Area
Posts: 2,713
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Ending the year with gain of 15.24%, a successful year. On to 2020!
__________________
I did it .... my way.
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12-31-2019, 11:42 PM
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#594
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Administrator
Join Date: Apr 2006
Posts: 15,782
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+20.0% as of cob 12/31/19
AA: ~60/40
__________________
Living an analog life in the Digital Age.
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01-01-2020, 12:13 AM
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#595
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Thinks s/he gets paid by the post
Join Date: Jul 2005
Location: Los Angeles area
Posts: 1,635
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+54.7% IRR (thanks to BEP and BIP)
100% stocks (99% tIRA, 1% Roth)
__________________
learn, work, save, invest, fire
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01-01-2020, 12:34 AM
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#596
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Thinks s/he gets paid by the post
Join Date: Nov 2016
Posts: 3,824
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Plus 20% for the year end.
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01-01-2020, 03:11 AM
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#597
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Administrator
Join Date: Jul 2005
Location: N. Yorkshire
Posts: 28,069
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15.3% at year end. Best I’ve seen since 2003.
__________________
Retired in Jan, 2010 at 55, moved to England in May 2016
Enough private pension and SS income to cover all needs
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01-01-2020, 05:53 AM
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#598
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Thinks s/he gets paid by the post
Join Date: Aug 2005
Location: Crownsville
Posts: 2,638
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I just totaled up my 2019 numbers, and all I gotta say is DAY-UM!!
Here's the results, by month-end...
1/31/19: +7.94%
2/28/19: +11.4%
3/31/19: +12.8%
4/30/19: +15.6%
5/31/19: +10.4%
6/28/19: +15.9%
7/31/19: +17.8%
8/31/19: +17.4%
9/30/19: +18.9%
10/31/19: +20.0%
11/30/19: +23.9%
12/31/19: +27.1%
And, as before, that's rate of return, rather than just how much my net worth has changed, since that would be thrown off by additional investments or withdrawals.
Percentage-wise, this is the best year since I had since 2009, when I had a return of around 44.7%. Dollar-wise, it's my best year ever, seeing a rise of $416K. It's amazing, what the power of compounding can do. I finished out the year of 2007 with investible assets of around $416K. Yet here I "made" that, in just one year!
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01-01-2020, 06:54 AM
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#599
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Thinks s/he gets paid by the post
Join Date: Nov 2006
Posts: 1,057
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Up 17.5%.
Was 55/45 most of the year, but lowered to 45/55 in December - where I plan on staying going forward.
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01-01-2020, 07:56 AM
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#600
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Nov 2010
Location: Vermont & Sarasota, FL
Posts: 28,205
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18.04%..... Best year in recent memory for sure, but behind VSMGX benchmark return of 19.37%. I suspect the underperformance is due to interest rate gains on the bond side of VSMGX whereas most of my fixed income is in CDs so I have less interest rate risk.
Started out the year at ~60/35/5. Built a income-focused preferred stock portfolio in the first few months of the year... moved out of bonds and into high-yield (3.0-3.5%) credit union CDs in the late spring, summer and early fall... decided to get rid of cash allocation and used that 1.7% money (down from 2% at the beginning of the year) to pay off our 3.375% mortgage on the last day of the year.
Ended the year at 57/42/1... increase in bonds due to credit union CD purchases and decrease in cash due to mortgage payoff... plan is to let AA drift back up to 65/35/0 over time.
Despite withdrawals for spending and mortgage payoff, the portfolio is 8.5% higher then the beginning of the year.
1/31/2019 | 5.10% | 2/28/2019 | 7.02% | 3/31/2019 | 8.08% | 4/30/2019 | 10.56% | 5/31/2019 | 6.83% | 6/30/2019 | 11.34% | 7/31/2019 | 11.96% | 8/31/2019 | 11.00% | 9/30/2019 | 12.43% | 10/31/2019 | 14.01% | 11/30/2019 | 15.97% | 12/31/2019 | 18.04% |
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.
Retired Jan 2012 at age 56...target 65/35/0 AA TBD
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