2019 YTD Investment Performance Thread

[KCGeezer]

I’m still at 60/35/5 and lovin’ a 15.6% per the chimp. A bit behind some, probably due to being a bit light on technology.

 

[pb4uski]

Looking good at the 3/4 mark.

1/31/2019	5.10%
2/28/2019	7.02%
3/31/2019	8.08%
4/30/2019	10.56%
5/31/2019	6.83%
6/30/2019	11.34%
7/31/2019	11.96%
8/31/2019	11.00%
9/30/2019	12.40%

 

[atmsmshr]

401k

9.3% YTD
8.5% over the last 12 months

58 yrs old, just retired. (Technically on vacation for July and still drawing paycheck and maxing last 401k contribution). Don't have to touch the stash until next year, and savings will keep DW and myself out of the 22% tax bracket for several years.

Here is a big no - no, all my equity is in NextEra. Gambling on the tax savings with capital gains. Compensating by overweighting in fixed income.

Nearly everything else is in short term Treasuries since April, which has been doing well lately with talk of a rate cut by the Feds. Partly as a result, not planning on touching the cash balance pension which is growing at 4% per annum as long as I don't take the SPIA (joint survivor).

Update for the 3rd quarter as per Fidelity (2nd quarter shown above)

401k up 16.9% YTD, Up 16.6% past 12 months.

- Moved a little bit from MM to intermediate bond fund this quarter (mostly comprised of Treasuries).
- Most of this run up has been due to NextEra stock going to eye watering levels this year. Part of me says to take some of these winnings, but then where to put it since I already have such a low AA to stocks? Holding NEE right now is a bit like being hooked on heroin - I know I should stop having a 1 stock concentration, but it feels soooo good! For now, sticking with the plan for NUA capital gains starting in 2021 with an IRA rollover.

Cash Balance pension up a steady 4% per annum.

Officially retired 1 August 2019. Living off cash savings to hold off tax bite for the remainder of the year.

 

[Andre1969]

Here's my monthly check-up. Here's my results, so far this year...

1/31/19: +7.94%
2/28/19: +11.4%
3/31/19: +12.8%
4/30/19: +15.6%
5/31/19: +10.4%
6/28/19: +15.9%
7/31/19: +17.8%
8/31/19: +17.4%
9/30/19: +18.8%

And, as before, that's rate of return, rather than just how much my net worth has changed, since that would be thrown off by additional investments.

 

[CardsFan]

YTD: +11.85%
AA: 55/45

All in, spend adjusted.

 

[ckelly78z]

Currently at 23.07 total YTD. I re-allocated to mostly income securities (90%), and 10% equities. I got nervous in the third week of September, and went safe to basically lock in profits for the year.

 

[street]

Up 12.27% from the start of this year. I'm only up 1% from Oct. 1st, 2018 though. I'm still very happy when ever it is a plus instead of a minus.

 

[steelyman]

YTD through Q3 2019: 16.46% vs benchmark VTHRX (Vanguard Target Date 2030) 14.28%.

Asset allocation (stock/bond) follows VTHRX 69/31.

 

[target2019]

August 2019

• +14.30% Total Portfolio Value increase YTD (Aug-2019)
• +09.47% Estimated YTD Performance (Aug-2019), total pie weighted
• 50-45-05 (Stk-Bnd-Csh) Target AA

Two benchmarks for managed 50/50 portfolio:

• 50/50 Wellington/Wellesley 13.825%
• 50/50 American Funds American Balanced Fund 11.74%

September 2019

• +15.05% Total Portfolio Value increase YTD (30-Sep-2019)
• +10.73% Estimated YTD Performance (30-Sep-2019), total pie weighted
• 50-45-05 (Stk-Bnd-Csh) Target AA

Benchmark for managed 50/50 portfolio:

• 50/50 American Funds American Balanced Fund 12.80%

 

[PatrickA5]

Ytd + 12.81% 53/47

 

[RetireAge50]

My portfolio all accounts 16.49%
Vanguard Wellington 16.52%

 

[sengsational]

12.3% YTD, all-in chimp.

 

[Sittinginthesun]

YTD XIRR 16.5%
One year 5.4% which puts that 16.5% in perspective.

 

[KCGeezer]

DB used to call it an educational expense whenever he lost money playing poker. I think days like today would count as well.

 

[robnplunder]

Up 8.9%. Did some day trading this month to make up for the relatively stagnant market.

Up 9.7%.

 

[tmm99]

Around +17% for US (stocks and bonds) and around +20% for Canada (equity only).

 

[VanWinkle]

12.62% as of 10-4-19 with 50/50 equities / bonds. Biggest disappointment has been Healthcare fund in my Roth, but it is only 7% of the total portfolio.

 

[Tiger8693]

As of 10/4:

1-year - 5.4%
YTD - 14.5%
AA - 67/33

 

[lem1955]

16.34% using moneychimp calculator - 63.2%/36.8% AA

 

[Fermion]

I just checked today and the S&P is up 19.85% YTD, wow!

I thought I would see how all of our accounts compare to that.

401K: 16.7%

Taxable #1 (almost always in cash): 18.5%

Taxable #2 (100% SPY): 19.85%

RobinHood (gambl....I mean, trading account): 107%

IRA #1: -10.82% (oops)

IRA #2: 63.5%

Roth #1: 19.02%

Roth #2: 121.61%

I have not calculated our overall return but the 401K and Taxable #1 are our largest. The reason IRA#1 did so poorly (it was actually up 20% in the first few months of the year) is I tried my hand at playing S&P500 puts, which really really didn't work out well. IRA #2 and Roth #2 more than made up for this oopsie as they are similar in size. I shall not buy puts again.

 

[Dtail]

I just checked today and the S&P is up 19.85% YTD, wow!

I thought I would see how all of our accounts compare to that.

401K: 16.7%

Taxable #1 (almost always in cash): 18.5%

Taxable #2 (100% SPY): 19.85%

RobinHood (gambl....I mean, trading account): 107%

IRA #1: -10.82% (oops)

IRA #2: 63.5%

Roth #1: 19.02%

Roth #2: 121.61%

I have not calculated our overall return but the 401K and Taxable #1 are our largest. The reason IRA#1 did so poorly (it was actually up 20% in the first few months of the year) is I tried my hand at playing S&P500 puts, which really really didn't work out well. IRA #2 and Roth #2 more than made up for this oopsie as they are similar in size. I shall not buy puts again.

If Taxable #1 is "almost always in cash", how did you achieve an 18.5% return?

 

[Fermion]

If Taxable #1 is "almost always in cash", how did you achieve an 18.5% return?

I bought and sold Merck a couple of times, mimicking what I was doing in my Robinhood personal contest account but on a much larger scale. I essentially made the 18.5% in about 6 trades total and was in the market for only a couple of days each trade. The rest of the year it has just been sitting in cash waiting on the crash that never happened.

 

[NW-Bound]

Well, it's the end of month again, before you know it. Another month, another buck.

10/31 YTD: 20.4%, using moneychimp method, computed over all accounts including dead cash.

What works for me this month: pharmaceuticals, biotech, semiconductors and semi equipment makers.

Current AA: 60% stocks, 6% in bonds, 34% in MM, I bond, and short-term instruments.

I set the strike prices of my covered call options too high, the stocks did not make it, and I still have them. Hence, my stock AA is not reduced any towards the 50% as I planned.

And with more cash than I usually hold, I wrote out-of-the-money put options, and I set the prices too low, and did not have to buy too many shares either. Both the call and put option premiums add to my total return, so how do I complain?

I am still on track to earn a 6-figure from the option premium this year.

 

[kgtest]

1/31 +10% YTD Over half recovered from my terrible Nov/Dec '18
2/28 +14.57% and almost back to my 52 week high.just another ~4.5% to break the 52 week high
3/31 +16.75% and I was beating all three major indexes...
4/30 +21% 52week high, net worth at record highs, liabilities at all time lows...blessed.
5/31 +13.27% nice little 7% tariff haircut. Oh, I know it was priced in eh?
6/28 +21.46% regaining my 52 week high from back in April I'll take an 8% month .
7/31 +25% as you can see, growth has slowed first 3 months provided 65% of my YTD
8/31 +22.5% backpedaled a bit. Up double digits yeqr over year. Happy Labor day y'all blowin the dough at a 5 star with the family
9/30 +23% took a bath in Slack WORK
10/31 +27.75% portfolio at all time highs (I own AAPL), debt at all time lows. Bull runs on.

 

[ckelly78z]

I am currently at a combined 24.16% YTD between 10% large Cap equities, and 90% real estate securities. Today was an all time high for my totals in the $300K range.