My DW is taking ER at 58 and I plan to rollover her Hartford 403b variable annuity to a traditional IRA, avoiding a tax event and knowing we can't access it for a couple of years. Plan is to be self directed in Vanguard funds for low fees. I've been reading about Scott Burns' Couch Potato plan for 5-/50 allocation.
Any input or advice into this plan for this non-financial soul would be appreciated. I'm not sure how the process works, but Vanguard says they would assign a rep to me and help get the rollover done easily. She has about 186k in this particular account. My biggest concern is the costs involved of getting this done.
I'm going to ER at the end of the year at 62 and will rollover my 4o1k into a similar traditional IRA and begin SWD in January.
Thanks in advance...
Any input or advice into this plan for this non-financial soul would be appreciated. I'm not sure how the process works, but Vanguard says they would assign a rep to me and help get the rollover done easily. She has about 186k in this particular account. My biggest concern is the costs involved of getting this done.
I'm going to ER at the end of the year at 62 and will rollover my 4o1k into a similar traditional IRA and begin SWD in January.
Thanks in advance...