Mike Piper
Dryer sheet aficionado
- Joined
- May 13, 2013
- Messages
- 45
It's a difference with a distinction, in some cases -- specifically, if there are minor children, adult disabled children, or dependent parents involved.But it's a difference without a distinction, right?
Nobody really cares if they get two amounts derived from two different calculations or one amount - as long as the total is the same.
For example, if the family maximum on SpouseA's work record is $2,000 per month, and spouseB is getting a total monthly benefit of $800 per month, it matters whether all $800 is coming from SpouseA's work record or whether part of it is coming from SpouseB's own work record (thereby leaving more for the rest of the family).
Edited to add: It's also important for the sake of communicating with the SSA. If you ask about "my spousal benefit" or if they say something about "your spousal benefit" it's important to recognize that they mean something specific -- and it's not the total amount you're receiving per month (unless you have no retirement benefit of your own).
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