Join Early Retirement Today
Thread Tools Search this Thread Display Modes
Old 08-24-2015, 08:11 AM   #21
Full time employment: Posting here.
Join Date: Nov 2009
Posts: 576
Originally Posted by mathjak107 View Post
one fund is not a portfolio so blue chip growth is only one fund in a 50/50 portfolio with other funds . both contra and blue chip growth are positive for the year , my VTI and veu are negative . the bond funds are just barely positive . ..
Most Balanced Funds by their very nature could be one's entire investment portfolio. Vanguard and almost every other Mutual Fund company offers them as alternatives to putting together your own mix of stock and bond Funds. Target Date Funds that adjust stock to bond ratios over time have become very successful retirement investment vehicles. As I've said before - Balanced Funds are the most underrated retirement/retiree investment vehicle IMHO.

This thread is about Wellesley and Wellington Balanced Funds' yields - where the OP is questioning if they are viable for a decent retirement income stream. They both currently pay out the highest Balanced Fund yields available at Vanguard, while also providing very good long term growth. One needs to obtain some pretty decent knowledge of financial investing (or pay out some your hard earned money to an advisor) to put together a stock and bond portfolio to duplicate this effortless approach. And you'll still need to do your own rebalancing to maintain stock/bond ratio yourself (or pay an annual management fee on your entire portfolio value, whether their efforts are positive "for you" or not).
fritz is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Index funds make the market more volatile?? Chuckanut FIRE and Money 17 02-23-2012 11:10 AM
Determing FI in Volatile MKT ? Trawler FIRE and Money 32 08-15-2011 03:00 PM
Balanced Fund(s) Core of Portfolio WilliamG FIRE and Money 6 12-11-2008 01:35 PM
Need advise on a balanced fund idea FANOFJESUS FIRE and Money 28 08-02-2008 10:11 AM
"Volatile" URL links kaneohe Other topics 8 06-29-2008 12:49 PM

» Quick Links

All times are GMT -6. The time now is 05:34 PM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2021, vBulletin Solutions, Inc.