ShokWaveRider
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
I just had the exact opposite with an ACH with Discover Bank. Took 10 days to do a xfer between accounts that have had a regularly scheduled monthly transfer for a couple of years.
Very Sad, I am sorry to hear that. One possibility could be that Banks are "for profit" based and like to hang on to the money for longer, credit unions are not.
In all honesty we have been with one CU or another for over 30 years with no issues. Why I am sure there are good reasons for folk continue to patronize the "for profit" banks except for business type services is beyond my personal understanding. I am sure there are valid reasons though.