Hi, I have about $200K that I would like to invest in mutual funds. Alternatively, I could pay off my mortgage but due to my relatively young age and tax bracket, I prefer to put it in the market. I would like to put about half in Fidelity Balanced Fund (FBALX) and the other half in Fedility Value Fund (FDVLX). What do you think about these two funds? Is there too much overlap? Could you also suggest for me some good funds that you've had success with (yes, I know past performance is no predictor of future performance and you are not giving advice in the capacity of an expert so I wont rely on it to make a decision without my own research). Thank you so much. I've been a member of the board for about 1.5 years but I had to change my name because when they changed the site I sent several e-mails requesting my password which I had forgotten and got no response.