Chase Sapphire Reserve Free Identity Monitoring

nwsteve

Thinks s/he gets paid by the post
Joined
Jun 19, 2004
Messages
1,645
Location
W Wash
I got an email from Chase to check my new credit card score (last month bill had a sizeable charge for trip). While there, a link presented from Chase for free identity monitoring with Credit Journey.
You have to agree to litany of terms and conditions, but it appears to be actually at no cost. Supposedly includes scanning dark web for personal identifiers, and other such credit risk.
Does anyone have any experience with this service and is it worth bothering?
Thanks
 
I accepted the offer for it. No real downside to it as far as I can see. I think all of my credit cards now offer similar companion services. They all offer pretty much the same thing - a “credit score” history of some sort, a single-agency credit report, some monitoring of your financials.

There’s usually a few offers to sell you add on services as well.
 
My AmEx Platinum & Citi Visa both enrolled me automatically. I haven't had any add-on services offered, either.
 
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