+1I've been using it for a couple of years. I find that it's pretty accurate. Free, too.
Well, your last sentence now makes me leery of going on this site.I use to use it, but have not since I get my score from two CC companies....
I found Karma to be lower than my real score for some reason... maybe 20 to 30 points..
Just checked an email and it looks like it is 40 points low on Karma.... not that great IMO...
Also, read the terms of use.... they are getting credit info on you (which you agree to) and then sell it to third parties for offers... I am already tired of every site collecting info on what I do...
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They definitely send you offers, as my credit score bounced between Good and Excellent I would get a mailbox full of loan offers or credit card offers, depending on which side of the fence I moved.
If you rack up a lot of debt quickly the loan offers get sent out. If you pay off a credit card, more cc offers get sent out.
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