Hey all! Been lurking on the forum for a long while and picked up some valuable information. Retired January of 2017 and will begin taking distributions in January of 2020 from my previous employer 401k. Leaning towards taking equal monthly distributions, but have also given thought to single distribution for the year in January. Would like to get thoughts from those with more knowledge and experience as to which is the better of the two, and reasons why you prefer one over the other. Thanks