Dollar Cost Averaging - Anyone still buying?

1) If you are asking do I have a lump sum of cash that I am slowly investing into the market - no.

2) If you are asking am I investing my paycheck every two weeks into the market the answer is yes. New dollars going into whatever assets have been knocked furthest from my AA plan.

The first is DCA, the second is periodic investing.

DD
 
Yes, still buying here. Both regular contributions and lump sums get invested in the market as soon as they hit our accounts. We received a very nice bonus in early January and it has already been put to work. I expect other large sums of money coming in at the end of this month and in early April and they will get invested too. Looking at my investment accounts, right now I have a miserly $511.41 in cash and cash equivalents.
 
:confused: No way man, I only buy when the market is flying high, that way I can pay top dollar for my funds...:confused: :cool:

This market is like, page 2 of the manual on why you DCA, you sound like it's evidence proving it wrong. In the book "The 4 Pillars of Investing" it outlines a graph that for a young dreamer DCAing into the market, this is the best thing that can happen to him or her.

I'm putting 2k into the market every month, wish I could do more.
 
I don't get my match for the 2 week pay period if I don't DCA at least to the match (5%).

But I have come to believe the market should be timed if a bubble occurs. I reverse DCA-ed in 2007 out of equities into bonds/cash ending up with a 25% allocation left in equities. The DCA amounts were big chunks though. Now I am putting new money into equities to balance, to the extent possible, the 25% left in equities that was bought by DCA-ing at inflated prices.

DCA by payroll deduction is a joke when the market has two bubbles that burst when you are contributing in your 50's and 60's unless you grab and lock in profits or reduce losses by timing the bubbles.

But I do wonder if I were not working and contributing new money I would have the intestinal fortitude it would take to DCA or dump the "profits" I "saved" back into equities now that prices are low.

I don't think daily market timing is smart but I do think making moves at the right time is smart. It seems to me that DCA was meant to iron out volatility in price when that volatility was distributed around good prices. I think it cannot work when a macro structure like a bubble overlays normal market fluctuations if a time horizon is not very, very long.
 
I almost wish I was working so I could DCA into this market. But I am pretty much all in with equities (ok 15-20% bonds and cash)
 
DW is still working part time and is still dumping the max into index funds. Probably one more year to go.
 
Yeah, today is my pay day (usually on the 15th but that's on a Sunday), so another chunk of cash (14% of salary plus 5% in company match plus $416.66 into a Roth) is dutifully chasing the falling knife... usually these are the few days the market spikes up 300 points, only to tank again the day after I buy. Maybe I ought to keep it in cash for 3-4 days before investing it, hmm....
 
Still DCA at $700/month rate into VWAHX. I am almost at a pre-set target to have enough TE dividends to cover my annual school/property taxes. Plan is to have VWAHX serve as an independent income generator for those taxes.
Once that goal is achieved (by June 09 maybe), I will redirect that DCA money to stock funds I already own, most likely VEURX or VTSMX.
Can't contribute to my Roth anymore - no earned income, unmarried. :(
 
Yeah - still maxing out my 401k, 403b, and 457 which are in stock index funds and some stable value funds. Odd feeling to max out and have the balance drop month to month.
 
I suspended DCA'ing into VTSAX (Total stock mkt), VWIAX (Wellesley), and VfWIX (int'l) in my taxable account after rebalancing last October. I was getting close to my desired AA in September, so it was about time to stop anyway but with October's crash, my rebalance was over 7%. Right now my AA is still fairly close to my desired AA - - 42:58 instead of 45:55 is probably close enough for me though I have been musing and considering lately.

As for my TSP (401K), I still contribute $960 every two week pay period to it, which should result in contributing the max plus over-50 catchup to it by the time I retire. I moved most of my TSP balance and all of my TSP contributions from equity funds to "G-Fund" (government treasuries) back in December, 2007 since I was so close to retirement. I suppose I should say it was because of my astute financial prognostication, but it was mostly dumb luck coupled with revising my financial plan for ER.

I still haven't made my 2009 Roth IRA contribution but when I do, it will be in equities.
 
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I’ve been skittish about putting money into equities for 37 years; it always feels like jumping into hot acid. For a long time I had a rule to get lump sums in within a month or three. Now, I’m pushing myself to re-balance; the new rule is to move 1% of PF from Ginnie Mae’s every other month or so depending on what the market and economy are doing.
 
I think we are at the bottom of the market, DW asked if she should lower her 401K contribution. As the wife of an FA, I guess she just called the bottom..you heard it here first! :)
 
We are still making our monthly contributions to our Vanguard mutual funds. They were on auto pilot before the crash and we have not changed them. However, we are not making large additional lump sum contributions in an attempt to rebalance our portfolio.
 
Still making regular after tax investments, maxing 401k's and IRA's. I'm still in my 20's, so I regard this as a huge buying opportunity, and I hope the markets stay in the dumper for another 5-6 years and that DW and I remain employed. Well, I hope that I remain employed. DW remaining employed is almost cash-neutral all things considered.
 
Still buying into my 401K, but had to reduce % due to other unexpected expenses. So, yeah, still DCAing.
 
DW and I are still maxing out our 401k contributions, and have an additional monthly contribution to our taxable Vanguard account. Like FUEGO, I'm looking at this as a buying opportunity that could pave the way to ER for both of us in 12-15 years (I'm 36, DW is 40).
 
I had a lump sum that I was investing in my Vanguard index funds over a period of time. Right up until last month. Now that the lump sum has been invested, I'll be contributing on a monthly basis instead.
 
Every paycheck into our 401k and 457, then once per month in taxable accounts except early in year that extra goes into Roths.
 
Still buying? - Yes

DCA'ing? Sort of. 401(k) I put in the max (20%) until it maxes out. Then contribute max ($6.5K) to IRA's in successive months, plus $200/month to Wellington and the rest goes to CD's for the rest of the year.

this is the last year of earned income.

I did notice a function in Excel that calculates Workdays between 2 dates, so taking into account Holidays and vacations, 216 workdays for planned FIRE (as of today) :whistle:
 
At today's closing price bought:

ADVDX (32% yield)
VWEHX (9% yield)
VEIPX (6% yield)
 
I used to own ADVDX at much higher cost, sold it last year at a huge loss. Thinking about buying it back but Fido now charges fee.

mP
 
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