i have a question and would love to hear opinions... i am 41 (42 in may).
have $1.4 m (mix of equities, tax free vehicles, bonds, mm etc.)
450k townhouse in honolulu is paid in full
boss of mortgage co. (very cyclical meaning could be out of a job or make 400k...it is that "upredictable")
ave- 250k plus per year during the boom of the last 5 years.
married, wife pt worker / 1 son still in private school
question:
i seem to input my information on every retirement calculator on the web weekly... estimating if, when ,how much i can retire with... not that i will retire now, but the feeling of knowing i can, seems to bring me a warm and fuzzy feeling.
i have noticed that firecalc is the most "conservative"
am i correct on this or is firecalc pretty much "on"...
i would need no more than $60k per year....
opinions on firecalc vs other calcs and safe amount to earn 60k per year in conservative portfolio. once retired, i would not want too much exposure to risk.
second question:
is anyone else out there as neurotic as me in checking their assets? any thoughts on how i can stop doing this ....
thank you for all the opinions and helpful advice from everyone who contributes on this sight...
i am very blessed and wish the same for you!
have $1.4 m (mix of equities, tax free vehicles, bonds, mm etc.)
450k townhouse in honolulu is paid in full
boss of mortgage co. (very cyclical meaning could be out of a job or make 400k...it is that "upredictable")
ave- 250k plus per year during the boom of the last 5 years.
married, wife pt worker / 1 son still in private school
question:
i seem to input my information on every retirement calculator on the web weekly... estimating if, when ,how much i can retire with... not that i will retire now, but the feeling of knowing i can, seems to bring me a warm and fuzzy feeling.
i have noticed that firecalc is the most "conservative"
am i correct on this or is firecalc pretty much "on"...
i would need no more than $60k per year....
opinions on firecalc vs other calcs and safe amount to earn 60k per year in conservative portfolio. once retired, i would not want too much exposure to risk.
second question:
is anyone else out there as neurotic as me in checking their assets? any thoughts on how i can stop doing this ....
thank you for all the opinions and helpful advice from everyone who contributes on this sight...
i am very blessed and wish the same for you!