JustCurious
Thinks s/he gets paid by the post
- Joined
- Sep 20, 2006
- Messages
- 1,396
During your working years, you make regular contributions to your investment accounts, and you watch as the balance continues to grow over time. Eventually, you reach the point where you retire, and you start to make regular withdrawals from the nice nest egg that you spent your whole working life to build up. At that point, instead of building up your nest egg and watching it grow, you start the exact opposite process as you slowly watch your nest egg get smaller and smaller.
My logical brain tells me that this is normal, and I know with the proper planning, there will be enough to last into old age, but isn't it psychologically hard to watch as the balance of your hard earned nest egg slow dwindles and gets smaller and smaller? Has this been an issue with some of you? Have you had to adjust? Have you come to grips with it and simply accepted it?
Did you find yourself spending less so that your portfolio balance would fall at a lower rate?
My logical brain tells me that this is normal, and I know with the proper planning, there will be enough to last into old age, but isn't it psychologically hard to watch as the balance of your hard earned nest egg slow dwindles and gets smaller and smaller? Has this been an issue with some of you? Have you had to adjust? Have you come to grips with it and simply accepted it?
Did you find yourself spending less so that your portfolio balance would fall at a lower rate?
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