Single, $41,570, biggest expense: taxes. State, Fed and property= $9,081 .
Don't mean to hijack the thread, but I am just wondering how you guys do the record-keeping to keep track of all these categories? Do you use a digital tool like wesabe/yodlee/quicken or are you just unbelievably disciplined at keeping up spreadsheets?
I really liked my AmEx as they produced a nice end of the year categorized spending list for me, but now that I switched to the EmigrantDirect cashback card, I don't think they have that feature.
I try to do all my spending on credit, but some large expenditures can't be done that way (like my rent and electricity). Plus in NYC, many restaurants are cash-only, as crazy as that is.
I'd love to track all expenses as well, but i just know I am not disciplined enough if it requires paperwork...
Quicken. A few minutes a day or a half-hour a week.Don't mean to hijack the thread, but I am just wondering how you guys do the record-keeping to keep track of all these categories? Do you use a digital tool like wesabe/yodlee/quicken or are you just unbelievably disciplined at keeping up spreadsheets?
I'd love to track all expenses as well, but i just know I am not disciplined enough if it requires paperwork...
Don't mean to hijack the thread, but I am just wondering how you guys do the record-keeping to keep track of all these categories? Do you use a digital tool like wesabe/yodlee/quicken or are you just unbelievably disciplined at keeping up spreadsheets?
I really liked my AmEx as they produced a nice end of the year categorized spending list for me, but now that I switched to the EmigrantDirect cashback card, I don't think they have that feature.
I try to do all my spending on credit, but some large expenditures can't be done that way (like my rent and electricity). Plus in NYC, many restaurants are cash-only, as crazy as that is.
I'd love to track all expenses as well, but i just know I am not disciplined enough if it requires paperwork...
To me, this is an important step to retirement. We have to know how much it takes to pay the bills, where the money goes and what we could cut if there is a need.
Don't mean to hijack the thread, but I am just wondering how you guys do the record-keeping to keep track of all these categories? Do you use a digital tool like wesabe/yodlee/quicken or are you just unbelievably disciplined at keeping up spreadsheets?
I really liked my AmEx as they produced a nice end of the year categorized spending list for me, but now that I switched to the EmigrantDirect cashback card, I don't think they have that feature.
I try to do all my spending on credit, but some large expenditures can't be done that way (like my rent and electricity). Plus in NYC, many restaurants are cash-only, as crazy as that is.
I'd love to track all expenses as well, but i just know I am not disciplined enough if it requires paperwork...
We just download our two checking accounts and adjust for transfers from our investment accounts. So it is exact cash accounting. We used a spreadsheet for 3 years to understand where it was all going but have now stopped because it was not changing anything.Don't mean to hijack the thread, but I am just wondering how you guys do the record-keeping to keep track of all these categories? Do you use a digital tool like wesabe/yodlee/quicken or are you just unbelievably disciplined at keeping up spreadsheets?
Don't mean to hijack the thread, but I am just wondering how you guys do the record-keeping to keep track of all these categories? Do you use a digital tool like wesabe/yodlee/quicken or are you just unbelievably disciplined at keeping up spreadsheets?
I really liked my AmEx as they produced a nice end of the year categorized spending list for me, but now that I switched to the EmigrantDirect cashback card, I don't think they have that feature.
I try to do all my spending on credit, but some large expenditures can't be done that way (like my rent and electricity). Plus in NYC, many restaurants are cash-only, as crazy as that is.
I'd love to track all expenses as well, but i just know I am not disciplined enough if it requires paperwork...