RobbieB
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Mar 22, 2016
- Messages
- 8,968
I've been doing some research and me thinks this would be a good idea.
Crystal ball time, are taxes going up, down or sideways -
Yeah I know. Anyway, no earned income so no new contributions, but I'm thinking that slowly transferring (not sell and buy) assets to Roth over many years at a rate to not enrich the tax man too much would be a good play. Not the whole thing, say about half so when I get to the mandatory age there will be a smaller minimum.
Then I would have about a 50-50 split of IRA and Roth. More stability and insurance against tax changes.
What do you guys think?
Crystal ball time, are taxes going up, down or sideways -
Yeah I know. Anyway, no earned income so no new contributions, but I'm thinking that slowly transferring (not sell and buy) assets to Roth over many years at a rate to not enrich the tax man too much would be a good play. Not the whole thing, say about half so when I get to the mandatory age there will be a smaller minimum.
Then I would have about a 50-50 split of IRA and Roth. More stability and insurance against tax changes.
What do you guys think?