Mortgage rates again

[Gotadimple]

They are borrowing from Freddie Mac.

You might find the posted rate is not what you are offered (in a positive sense). I just locked at a different credit union for a 30 year fixed at 4.625%, while their posted rate is 4.75%. I think the reason for the lower rate was my credit score (800+).

YMMV.

-- Rita

 

[slouch]

I locked a 20yr fixed par rate refinance with PenFed last night at 4.75% (4.753% APR). I just got off the phone with them to confirm the rate since their website rates changed this morning. phew!

 

[Gone4Good]

Not necessarily -- if bankers remain [-]tight[/-] sober about their lending practices and approvals.
.

Not much of a concern. Folks can short treasuries at close to 0% and use the free money to buy other securities.