i'm leaving ameripirse and going to vanguard. My so called financial advisor is the one that chose my funds for me so i really have no clue how to choose the proper ones. Should i keep my money in with ameriprise a little while longer and read a few books to get a handle on mutual funds and then transfer or is there a basic vanguard fund that i can transfer over to right now that will give good returns. then i can study up while it's in vanguard. what you think?