Retired 4/1/23 so 2023 last year I can contribute to a ROTH IRA. 22% bracket this year.
I would estimate my future bracket to be 12-22% so kind of no point except maybe slight growth in the fund over leaving it sit in savings and in reality probably I will spend it to live.
2024 income is going to be so low that I will not even need to file taxes - so that is a separate issue that just occurred to me today. But perhaps another vote in favor of not transferring the money.
I would estimate my future bracket to be 12-22% so kind of no point except maybe slight growth in the fund over leaving it sit in savings and in reality probably I will spend it to live.
2024 income is going to be so low that I will not even need to file taxes - so that is a separate issue that just occurred to me today. But perhaps another vote in favor of not transferring the money.