Hi - Thinking about expanding my PIMIX position as I get closer to making the jump into retirement (next 6-12 months), currently 1% but was thinking 5% of overall portfolio (would = 150k). Today I am roughly 80/20 and would like to move to a rough 70/30~75/25 by re-allocating funds in tax sheltered accounts into PIMIX and my existing bond positions, BND and VSTBX.
Today:
PIMIX = 1%
BND = 15%
VSTBX = 5%
Future:
PIMIX = 5%
BND = 20%
VSTBX = 5%
The fund's costs are higher than average but in my research it appears the performance has always been above normal, ex chart from Portfolio Visualizer.
https://www.portfoliovisualizer.com/backtest-portfolio?s=y&timePeriod=2&startYear=2007&firstMonth=4&endYear=2022&lastMonth=12&calendarAligned=true&includeYTD=false&endDate=04%2F04%2F2018&initialAmount=10000&annualOperation=0&annualAdjustment=0&inflationAdjusted=true&annualPercentage=0.0&frequency=4&rebalanceType=1&absoluteDeviation=5.0&relativeDeviation=25.0&leverageType=0&leverageRatio=0.0&debtAmount=0&debtInterest=0.0&maintenanceMargin=25.0&leveragedBenchmark=false&reinvestDividends=true&showYield=false&showFactors=false&factorModel=3&portfolioNames=false&portfolioName1=Portfolio+1&portfolioName2=Portfolio+2&portfolioName3=Portfolio+3&symbol1=PIMIX&allocation1_1=100&symbol2=VBTIX&allocation2_2=100&symbol3=VBIMX&allocation3_3=100
Thoughts? Any PIMIX long term holders out there that have this fund play a prominent role in asset allocation?
Thanks!
Today:
PIMIX = 1%
BND = 15%
VSTBX = 5%
Future:
PIMIX = 5%
BND = 20%
VSTBX = 5%
The fund's costs are higher than average but in my research it appears the performance has always been above normal, ex chart from Portfolio Visualizer.
https://www.portfoliovisualizer.com/backtest-portfolio?s=y&timePeriod=2&startYear=2007&firstMonth=4&endYear=2022&lastMonth=12&calendarAligned=true&includeYTD=false&endDate=04%2F04%2F2018&initialAmount=10000&annualOperation=0&annualAdjustment=0&inflationAdjusted=true&annualPercentage=0.0&frequency=4&rebalanceType=1&absoluteDeviation=5.0&relativeDeviation=25.0&leverageType=0&leverageRatio=0.0&debtAmount=0&debtInterest=0.0&maintenanceMargin=25.0&leveragedBenchmark=false&reinvestDividends=true&showYield=false&showFactors=false&factorModel=3&portfolioNames=false&portfolioName1=Portfolio+1&portfolioName2=Portfolio+2&portfolioName3=Portfolio+3&symbol1=PIMIX&allocation1_1=100&symbol2=VBTIX&allocation2_2=100&symbol3=VBIMX&allocation3_3=100
Thoughts? Any PIMIX long term holders out there that have this fund play a prominent role in asset allocation?
Thanks!