I started using Quicken 1n 1992 and periodically updated until Quicken 2004 when I decided to get off the merry go round of updates. I really like the 2004 version as it allows to do all the tracking and drill down on reports that I could want. Of course, it no longer supports downloads but I find that entering everything manually really doesn't take that long and it allows me to zero in on anything that looks unusual. When it was doing automatic updates my tendency was to look over entries and say to myself "looks about right" without really being sure. With manual entry I pay attention!. I suppose Excel would work just as well but after so many years of using Quicken I think I'll stick to it. I do wonder if it has an upper limit as to file size currently at about 100 MB