Sheryl
Thinks s/he gets paid by the post
- Joined
- Apr 6, 2004
- Messages
- 1,463
I’m suffering analysis paralysis and hoping for some thoughts on where to go from here. I’m looking more for a “tune-up” than a “makeover,” but any suggestions and comments would be appreciated. I think there is too much money in cash, especially sitting around in checking and savings accounts, but I’m not sure what to do with it. Sometimes it feels like stuff is too spread around, but I like the diversity, generally. If I break out the percentage in the blended funds, I am at 59% Stock, 12% Bonds and 29% Cash. I also will be getting a fairly nice lump of cash ($80k or so) from my mom’s estate in the next couple months that needs to go somewhere.
Here’s what I’ve got – hope the format is readable and understandable. The first number is the percentage of my total portfolio in that fund or account.
Retirement Accounts:
Fidelity IRA:
3.4 FASMX Asset Manager
3.7 FMAGX Magellan
Old Simple IRA (Franklin Templeton):
4.3 TEDMX Developing Markets
6.2 TEMFX Foreign Fund
7.4 TEMIX Mutual European
New 401(k):
10.2 FTGTX Franklin Templeton Growth Lifestyle
Fidelity Roth
2.7 CASH
Taxable Accounts:
Stocks:
0.7 MDT Medtronic
3.7 MMM 3M
0.8 KMG Kerr-McGee
1.2 TM Toyota
0.1 TIVO TIVO
0.6 CVX Chevron-Texaco
0.8 CASH
Vanguard:
5.3 VFSTX Short Term Investment Grade (Bonds)
8.3 VGSTX Star Fund
Fidelity
8.3 FCNTX Contrafund
12.7 FLPSX Low Priced Stock
Checking (at 1.2%)
10.4
Savings (at 4%)
7.6
EE Savings Bonds
1.7
Thanks for reading!
Here’s what I’ve got – hope the format is readable and understandable. The first number is the percentage of my total portfolio in that fund or account.
Retirement Accounts:
Fidelity IRA:
3.4 FASMX Asset Manager
3.7 FMAGX Magellan
Old Simple IRA (Franklin Templeton):
4.3 TEDMX Developing Markets
6.2 TEMFX Foreign Fund
7.4 TEMIX Mutual European
New 401(k):
10.2 FTGTX Franklin Templeton Growth Lifestyle
Fidelity Roth
2.7 CASH
Taxable Accounts:
Stocks:
0.7 MDT Medtronic
3.7 MMM 3M
0.8 KMG Kerr-McGee
1.2 TM Toyota
0.1 TIVO TIVO
0.6 CVX Chevron-Texaco
0.8 CASH
Vanguard:
5.3 VFSTX Short Term Investment Grade (Bonds)
8.3 VGSTX Star Fund
Fidelity
8.3 FCNTX Contrafund
12.7 FLPSX Low Priced Stock
Checking (at 1.2%)
10.4
Savings (at 4%)
7.6
EE Savings Bonds
1.7
Thanks for reading!