- Joined
- Jul 1, 2017
- Messages
- 5,801
I have a 401k with John Hancock through my job. (I'm not crazy about it.) It has administrative costs of .52 on top of the fund fees.
I also have a rollover with Vanguard through an old job. I like the Vanguard fund, very low cost .04.
Also, I have a traditional, non-deductible IRA at Vanguard.
I will eventually want to convert the traditional IRA to a Roth IRA. I was told that having the rollover as an IRA would raise the costs of the conversions.
I am planning (if I don't run screaming into the night) to work another two years. I am seeking opinions as to rolling the rollover from my old job, into my current 401(k) to facilitate Roth conversions upon retirement?
Thank you
I also have a rollover with Vanguard through an old job. I like the Vanguard fund, very low cost .04.
Also, I have a traditional, non-deductible IRA at Vanguard.
I will eventually want to convert the traditional IRA to a Roth IRA. I was told that having the rollover as an IRA would raise the costs of the conversions.
I am planning (if I don't run screaming into the night) to work another two years. I am seeking opinions as to rolling the rollover from my old job, into my current 401(k) to facilitate Roth conversions upon retirement?
Thank you