Share your experiences or thoughts

[Zoocat]

If there were 6% CD's available I'd put a chunk there . I lost a lot last year but I'm slowly getting some back . I agree with the fact that if you do not have padding in your budget you are not ready to retire .

I think a lot of us had sufficient padding before the crash. So now, should we not be retired anymore? Ooops! there are no jobs!

 

[Zoocat]

Probably about a million; that's why I'll likely work 'til I'm in my seventies. (I'm 55 now.)

I really don't belong on this forum.




Lawrence, why don't you post your income and expenses (i.e. budget) and see if some of the eagle eye LBYMer's here can help you tweek it so you can retire earlier than you think.