I am, more or less, a Boglehead style investor. I have purchased cheap broad market Vanguard index funds for my equity and bond allotments.
We also have access to TIAA CREF funds, and have been investing in TIAA Traditional and Real Estate accounts.
Overall I try to maintain an 80/20 portfolio. I consider Traditional, with its guaranteed minimum income/annuity option, as analogous to a bond, and consider it to be part of my 20% bond allotment.
10% of my money is in TIAA RE. Since it tends to fluctuate differently than the overall market am I correct in thinking of this as an alternative investment, giving me a 70/20/10 portfolio?
And, as long as we're talking TIAA RE, what are your thoughts on this somewhat unique investment vehicle?
We also have access to TIAA CREF funds, and have been investing in TIAA Traditional and Real Estate accounts.
Overall I try to maintain an 80/20 portfolio. I consider Traditional, with its guaranteed minimum income/annuity option, as analogous to a bond, and consider it to be part of my 20% bond allotment.
10% of my money is in TIAA RE. Since it tends to fluctuate differently than the overall market am I correct in thinking of this as an alternative investment, giving me a 70/20/10 portfolio?
And, as long as we're talking TIAA RE, what are your thoughts on this somewhat unique investment vehicle?