mdm85
Confused about dryer sheets
- Joined
- Feb 18, 2010
- Messages
- 6
DH's employer used to match 5% of his 401(k) contribution, which is what we contributed. Now that they have stopped the match I'm wondering if it's even worth contributing at all.
All we have now is money in retirement accounts and an emergency fund in a savings account. I'm wondering if we should take the money we would normally put in the 401(k) and start a non-retirement stock portfolio. I just hate to lose the "momentum" on the 401(k), you know? (The current balance is 20k.)
What do you think?
We are 26 and currently have:
20k savings account
30k Roth IRA (we max this out every year)
20k H's 401(k)
6k IRA
2k my 401(k) I just started a new job
All we have now is money in retirement accounts and an emergency fund in a savings account. I'm wondering if we should take the money we would normally put in the 401(k) and start a non-retirement stock portfolio. I just hate to lose the "momentum" on the 401(k), you know? (The current balance is 20k.)
What do you think?
We are 26 and currently have:
20k savings account
30k Roth IRA (we max this out every year)
20k H's 401(k)
6k IRA
2k my 401(k) I just started a new job