What's the easiest way to tell which accounts in my portfolio are pre-tax and which are post-tax?
edited (sorry cathy63)
I'm retired and taking distributions from my 403(b) accounts. I annually receive 1099-Rs for that activity.
I also have a brokerage account with inherited funds in an irrevocable trust that was funded with a parent's AFTER-tax contributions. I presently don't make any contributions to nor take any distributions from that account. I get an annual 1099-DIV for that account.
I think of the 403(b) accounts as pre-tax, eventually expect RMDs and the irrevocable trust account as after-tax, and don't expect RMDs.
How can I make sure that my investment accounts' custodians are correctly treating my pre-tax 403(b) accounts as, well, pre-tax, and my post-tax brokerage account as post-tax?
For instance, is this obvious by the type of 1099 I get at year's end for each account?
I just want to make sure that there's no confusion as I approach the (newly established) 72-y RMD age.
Thanks in advance.
edited (sorry cathy63)
I'm retired and taking distributions from my 403(b) accounts. I annually receive 1099-Rs for that activity.
I also have a brokerage account with inherited funds in an irrevocable trust that was funded with a parent's AFTER-tax contributions. I presently don't make any contributions to nor take any distributions from that account. I get an annual 1099-DIV for that account.
I think of the 403(b) accounts as pre-tax, eventually expect RMDs and the irrevocable trust account as after-tax, and don't expect RMDs.
How can I make sure that my investment accounts' custodians are correctly treating my pre-tax 403(b) accounts as, well, pre-tax, and my post-tax brokerage account as post-tax?
For instance, is this obvious by the type of 1099 I get at year's end for each account?
I just want to make sure that there's no confusion as I approach the (newly established) 72-y RMD age.
Thanks in advance.
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