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Old 11-04-2020, 10:16 PM   #1961
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I was reviewing algebra 1 from my state's education department website. I got through several exercises well enough, but then I needed to divide and I realized I'd forgotten how, so I used a calculator for the answer, looked back at my division problem to reverse engineer how to divide, and I still can't get it. So, now I'm going to look up how to divide manually after successfully doing algebra.

(1/.16)

...OK. I see I got my guzintas confused with my divided-bys, plus I was hoping for a way to break down 16 into 100 but I guess there is none.
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Old 11-05-2020, 09:25 AM   #1962
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Sent in the payoff for our mortgage. Really just a housekeeping thing - with the payments we've been making for several years, it would have paid off in January, but I decided to get it done now so that it won't hang over into 2021.
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Old 11-05-2020, 09:27 AM   #1963
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Sent in the payoff for our mortgage. Really just a housekeeping thing -
Yes, most definitely a "house keeping thing"!

Congratulations.
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Old 11-05-2020, 09:37 AM   #1964
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Very nice, MB Austin. Congratulations on your new freedom.
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Old 11-05-2020, 09:59 AM   #1965
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Wow, CONGRATULATIONS, MBAustin!!!

What a great accomplishment and it's wonderful that you won't have to pay any more mortgage payments.

As for my day today - - this afternoon I will have that molar extracted, and then after that I will have weeks to recover, nap, play Animal Crossing (my favorite video game), and other relaxing stuff like that. In case anybody doesn't know it, I love being retired!
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Old 11-05-2020, 11:36 AM   #1966
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Sent in the payoff for our mortgage. Really just a housekeeping thing - with the payments we've been making for several years, it would have paid off in January, but I decided to get it done now so that it won't hang over into 2021.
That is great!

I am on the opposite side of this: My mortgage will be paid off in March if I don't do anything. I tried to pay it off this summer, but I spent much time on the phone to request a payoff amount, and then it never came.

Sooo, in the end, I decided to just let it ride, and let the mortgage company handle paying my property taxes one more time. (This decision is costing me ~$50, but I concluded it wasn't worth my time and effort.)
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Old 11-05-2020, 11:40 AM   #1967
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You can always send in more than you owe. They will refund you the difference.
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Old 11-05-2020, 11:44 AM   #1968
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You can always send in more than you owe. They will refund you the difference.
Good point!
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Old 11-05-2020, 04:22 PM   #1969
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Thanks for all the nice thoughts! FYI, I was surprised when I went to Wells Fargo website to set this up that I could request the payoff statement online. I paid the payoff amount by bank bill pay and sent the paperwork in the mail with a note. Hopefully it all works out OK. WAY easier than I expected!
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Old 11-05-2020, 05:31 PM   #1970
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Surfed the net for an hour then started rechecking my tax planning while generating income for next year and tuition expenses near the end of this year. Had about 5 iterations, as I'd miss income of miss an expense or had an error in the tax due on a LTCG. Made a sale of a vanguard mutual fund, Tried a limit sale on a stock, but it didn't transact. I'll try again tomorrow. I went for a 5.25 mile walk, and talked with an old acquaintance for 30 minutes. Drive to Wells Fargo and closed an account. Realized I didn't add that Wells account to my spendable income, so another reiteration. Tacos for supper, yaa!
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Old 11-05-2020, 06:22 PM   #1971
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Got that molar extracted by my super-terrific oral surgeon. Thanks to his skills, plus Novacaine and laughing gas, I experienced no pain whatsoever. What a relief to have that behind me.

I just had dinner which wasn't painful at all. BUT... I forgot to buy ice cream! How could I forget. I think oral surgery provides a good excuse for a pint of Blue Bell.
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Old 11-05-2020, 07:25 PM   #1972
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Mortared in the last 4 cement blocks and cemented the gutter after removing the plastic. Now ready for the wood. Converting a concrete sloped (dog run) into a decked work area with a shed.

Yes, we have dogs, but they live with us inside and not out in dog jail.
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Old 11-05-2020, 09:46 PM   #1973
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Now I am curious! Have you made it known where the City of the Subdued Excitement is? Please?
Bellingham, Washington.
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Old 11-05-2020, 10:47 PM   #1974
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Bellingham, Washington.
Thank you!
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Old 11-06-2020, 05:57 PM   #1975
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Set up a new model R/C airplane. I already have one of these but this one is destined to be on floats. Occasionally an area about a half mile away floods after heavy rain or snow melt and this will be fun on that.
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Old 11-07-2020, 04:36 PM   #1976
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If you have trouble deciding "what to do today", here's help:

https://wheeldecide.com/

If you don't like the default answers you can scroll down and write your own.
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Old 11-07-2020, 05:09 PM   #1977
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Now I am curious! Have you made it known where the City of the Subdued Excitement is? Please?
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Bellingham, Washington.
It's a good thing that excitement is subdued in Bellingham. Last time I was there we were standing on a street corner waiting to cross when a parade of bicyclists passed by, many of whom were naked!
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Old 11-07-2020, 05:45 PM   #1978
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It's a good thing that excitement is subdued in Bellingham. Last time I was there we were standing on a street corner waiting to cross when a parade of bicyclists passed by, many of whom were naked!
We have a naked bike ride every year in the French Quarter. The tourists love it but IMO the participants are pretty ugly for the most part. TBH I try to avoid going anywhere nearby. LOL Maybe they are better looking in Washington.
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Old 11-07-2020, 06:32 PM   #1979
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We have a naked bike ride every year in the French Quarter. The tourists love it but IMO the participants are pretty ugly for the most part. TBH I try to avoid going anywhere nearby. LOL Maybe they are better looking in Washington.
Possibly, since Bellingham is a college town.
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Old 11-07-2020, 09:44 PM   #1980
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Fortunately not in my neighborhood.
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