This is one of my favorite times of the year with NCAA football bowl season coming up, and holidays, and vacations and all. But a big thing Im looking forward to; is 2010 Roth IRA contribution time.
Im not big on DCA into my Roth, so after my projected hangover on the first of January, the next thing on my to-do list will be to dump that 5k into my retirement, and purchase an index fund. I still havent decided which one, but thats the fun part.
Right now Im shopping. I worked hard to save my 5k for this project, and now Im almost done waiting, and I get to spend. Spend like a trophy wife! I dont know what to buy. It all looks so good!
I like Vanguards total stock Market Index, but I already own that in a taxable account. I may add to my VFINX position, but I think I may have enough exposure to large-caps. What I need are small & mid caps, and anything foreign. Maybe an emerging markets index fund. Or maybe Ill go a totally different route, and buy a REIT or commodities index, ETF or ETN. (I dont know if there are any commodities indexes?) I could always use more bonds, maybe some TIPS. I still dont own any target retirement funds. Maybe Ill look into those. It all looks so good! I want them all! Im so excited! Hopefully the market will stay low for me, going into 2010.
What about everyone else? What are you gonna buy?
Im not big on DCA into my Roth, so after my projected hangover on the first of January, the next thing on my to-do list will be to dump that 5k into my retirement, and purchase an index fund. I still havent decided which one, but thats the fun part.
Right now Im shopping. I worked hard to save my 5k for this project, and now Im almost done waiting, and I get to spend. Spend like a trophy wife! I dont know what to buy. It all looks so good!
I like Vanguards total stock Market Index, but I already own that in a taxable account. I may add to my VFINX position, but I think I may have enough exposure to large-caps. What I need are small & mid caps, and anything foreign. Maybe an emerging markets index fund. Or maybe Ill go a totally different route, and buy a REIT or commodities index, ETF or ETN. (I dont know if there are any commodities indexes?) I could always use more bonds, maybe some TIPS. I still dont own any target retirement funds. Maybe Ill look into those. It all looks so good! I want them all! Im so excited! Hopefully the market will stay low for me, going into 2010.
What about everyone else? What are you gonna buy?