livingalmostlarge
Recycles dryer sheets
- Joined
- Feb 8, 2014
- Messages
- 334
We had an unexpected bonus at DH work. We saved the bulk of it, and I earmarked already 5% of it for spending and set it aside in my savings account to be spent. Paid taxes and savings but I have an extra $15k I'm trying to decide what to do with.
Option 1 spend it
Option 2 save it all
Option 3 save $10k and spend $5k
We are comfortable. Have EF. Funded 529 fully. The extra $10k I was thinking dumping $5k into each kids UGMA and $5k extra for me to spend.
Or I can spend it all
I guess I feel bad since I earmarked spending already and I'm adding to it. But saving the rest of it seems responsible enough.
What should I do? I don't know when we are fire not for a couple more years. We are on track for 2030 or sooner if we cut our spending.
But where to draw the line?
Option 1 spend it
Option 2 save it all
Option 3 save $10k and spend $5k
We are comfortable. Have EF. Funded 529 fully. The extra $10k I was thinking dumping $5k into each kids UGMA and $5k extra for me to spend.
Or I can spend it all
I guess I feel bad since I earmarked spending already and I'm adding to it. But saving the rest of it seems responsible enough.
What should I do? I don't know when we are fire not for a couple more years. We are on track for 2030 or sooner if we cut our spending.
But where to draw the line?