There are a great number of threads that discuss the decision for medical cost between ER and when medicare becomes available. Since I've been trying counsel my sons, who are facing this, I found this short, simple Forbes article helpful and going beyond single instance explanations. Not only for medicare, but other ER decisions.
https://www.forbes.com/sites/bobcarlson/2019/07/27/5-reasons-to-think-twice-about-early-retirement/#3ed9fd1863d8
If the article is blocked by a paywall, you can download free Mercury Reader to read the whole article. (Chrome)
https://downloads.tomsguide.com/Mercury-Reader-Chrome-,0301-66759.html
I wish I had known about this when we retired early, as we spent more than we should have/could have, in the interim.
https://www.forbes.com/sites/bobcarlson/2019/07/27/5-reasons-to-think-twice-about-early-retirement/#3ed9fd1863d8
If the article is blocked by a paywall, you can download free Mercury Reader to read the whole article. (Chrome)
https://downloads.tomsguide.com/Mercury-Reader-Chrome-,0301-66759.html
I wish I had known about this when we retired early, as we spent more than we should have/could have, in the interim.
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but I can see it, if your leisure and recreation costs will rise rapidly.
