I just wanted to get reassurance on the max income for MFJ with no kids for 2018 ACA subsidy. When I was signing up for our 2018 coverage it seemed to be cutting us off from any subsidy at just over $64,000. But it appears that 400% of FPL is actually $65,840. I have room for another small Roth conversion but just wanted reassurance that $65,840 is the proper ceiling to use. I am not in AK or HI.